Chartered Healthcare Consultant®
6 Courses: 5 Required / 1 Elective
The Chartered Healthcare Consultant® (ChHC®) designation starts with two key courses: Essentials of Healthcare Reform and The Healthcare Consultant. Both are offered in the popular 10-week live class format for full College credit.
Whether you are calling on individuals or businesses, you need to equip yourself with the latest industry trends to be the most effective advisor in today’s healthcare environment. Even advisors who aren’t involved with healthcare benefits should know the basic terminology and parameters of the new laws, because ancillary benefit programs will also be affected. Healthcare is what employers and individuals are thinking about and these courses offer the first in-depth, comprehensive approach to quality education on the issue.
This course is a study of employer-provided health care in the United States under the Affordable Care Act. The course studies the relevant tax, finance, and legal issues small and large employers face in not offering healthcare coverage, offering private coverage, or offering coverage through the state-run exchanges. The course also covers reporting, compliance, and procedural regulations required of employers under the Act.
This course is designed to provide the knowledge and skills for healthcare professionals to operate in the new environment formed by passage of massive healthcare reform legislation in 2010. The course first reviews the effects of healthcare reform at the federal and state levels and the consequences for insurers, employers, and individuals. Next, the course explores the regulatory environments including state regulations and federal agencies such as the Department of Labor, Internal Revenue Service, and the Department of Health and Human Services. With that overview, the subject turns to the evolving role of the healthcare consultant and new opportunities as a fee-based healthcare consultant. The course emphasizes communications, the healthcare planning process, and characteristics of successful consultants. Finally, the course explores group health plans, individual plans, and ethical business practices.
Provides an overview of individual health insurance that is designed to meet the needs of individuals, families and certain business situations. Covers medical expense insurance, disability income insurance and long-term care insurance. Discusses types of policies, contractual provisions, regulation and underwriting. Consumer-directed health plans are also covered.
The Individual Health Insurance course, HS 313, is being withdrawn for revisions as of October 1, 2013. Students completing the RHU® curriculum should take the Advanced Topics in Managed Care course, HS 344, instead. Other students wishing to learn more about individual health insurance coverage should take Essentials of Healthcare Reform, HS 345.
Analyzes group insurance benefits including the governmental environment, contract provisions, marketing, underwriting, rate making, plan design, cost containment and alternative funding methods. Discusses the various private programs related to the economic problems of death, old age and disability, as well as government based health care under the Affordable Care Act. Covers cafeteria plans, as well as consumer directed health plans, such as HSAs and HRAs.
Covers various advanced topics in group benefits. Addresses COBRA, ERISA, HIPAA privacy rules, Social Security, Medicare, Medicaid, health plans for federal workers, voluntary benefits, dental benefits, self-funding, international benefits and ethics.
Focuses on selecting the right retirement plan for the business and on individual retirement planning. Covers qualified plans, SEPs, SIMPLEs and 403(b) plans and nonqualified deferred compensation plans. Emphasizes the practical knowledge needed for choosing the best retirement plan, especially for the small business, and designing a plan that will meet a client’s needs. Also covers individual retirement planning including IRAs and Roth IRAs, Social Security benefits, saving for retirement and planning for retirement plan distributions.
Analyzes the many types of programs used to provide benefits for executives of business firms. Discusses plan design and installation and reviews ERISA, tax and other compliance issues that apply to each type of program. The course includes cash-compensation planning, nonqualified deferred-compensation plans, funded deferred compensation and restricted property plans, stock options, split-dollar life insurance plans, disability income benefits, executive fringe benefits, health reimbursement arrangements and limits on golden parachute payments.
Covers the broad area of human resource management, including total compensation planning and the interrelationship of employee benefits with cash compensation. Also discusses employee recruitment, selection, interviewing and orientation, training and management development, performance appraisal, safety and health, labor relations and collective bargaining and equal opportunity and the law.
Analyzes managed health care in detail. Covers such topics as physician and member behavior, provider compensation, authorization systems, member services, specialty managed care services, value, accreditation, information systems, sales, marketing and federal legislation.
Provides a thorough analysis of the alternatives available for senior clients to finance medical and long-term care, including private resources, government programs and private insurance. Emphasizes the need for care, the settings in which health care services are provided, and the types of resources available to finance them.