Registered Health Underwriter®
3 Courses: 2 Required / 1 Elective
The respected Registered Health Underwriter® (RHU®) designation is the premier credential in the health insurance market. Broaden your knowledge with the most comprehensive information available on group insurance benefits and health insurance for individuals and families. The program also helps you stay current with the major benefit protection laws, including COBRA, ERISA and HIPAA.
Analyzes group insurance benefits including the governmental environment, contract provisions, marketing, underwriting, rate making, plan design, cost containment and alternative funding methods. Covers the various private programs related to the economic problems of death, old age and disability. Discusses cafeteria plans, as well as consumerdirected health plans, such as HSAs and HRAs.
Covers various advanced topics in group benefits. Addresses COBRA, ERISA, HIPAA privacy rules, Social Security, Medicare, Medicaid, health plans for federal workers, voluntary benefits, dental benefits, self-funding, international benefits and ethics.
Provides an overview of individual health insurance that is designed to meet the needs of individuals, families and certain business situations. Covers medical expense insurance, disability income insurance and long-term care insurance. Discusses types of policies, contractual provisions, regulation and underwriting. Consumer-directed health plans are also covered.
The Individual Health Insurance course, HS 313, is being withdrawn for revisions as of October 1, 2013. Students completing the RHU® curriculum should take the Advanced Topics in Managed Care course, HS 344, instead. Other students wishing to learn more about individual health insurance coverage should take Essentials of Healthcare Reform, HS 345.
Analyzes managed health care in detail. Covers such topics as physician and member behavior, provider compensation, authorization systems, member services, specialty managed care services, value, accreditation, information systems, sales, marketing and federal legislation.