Financial Education for Securities, Banking, & Insurance Professionals.

CASL® Chartered Advisor for Senior Living®
5 Courses: 5 Required / 0 Elective

Program Learning Objectives

Upon completion of this program, the student should be able to:

  1. Demonstrate an understanding of the psychological, biological and sociological factors facing older clients in order to more effectively meet their unique needs
  2. Aid clients in making decisions about investment and estate planning
  3. Identify and analyze health and long term care financing alternatives for seniors
  4. Assist clients in making the decisions they face at retirement, including when to claim Social Security, how to take pension distributions, choosing annuities, and deciding between residential options

Learning Options
Class Schedule
  • Enhanced Online Learning: Webinar Classes Available*

    For select courses, a webinar study option is available for those who want a more familiar classroom feel during their student experience. Attend weekly classes online, and ask questions in real-time. And now, many of these webinar classes come complete with iPad® and iPhone®-ready material!

    *Only select CASL courses are available in the webinar format. For a complete list, contact a Professional Education Counselor.

    View Webinar Schedule »

    Flexible Self-Paced Program: Earn the CASL® Your Way

    You can study at your own pace, wherever and whenever it is most convenient for you. Complete your program as fast as you like; the self-paced program gives you the opportunity to truly tailor your education to your lifestyle. Our online study aids provide you with the guidance and practice you need to feel confident on test day. With every registration, students are granted access to:

    • Downloadable e-books for your iPad® or iPhone®
    • Online discussion with course professors
    • Supplemental readings
    • Streaming video lectures
    • Audio reviews

  • Live Online Courses

    HS 330 - August 23–September 15
    HS 330 - Fundamentals of Estate Planning
    Date: 08/23/16–09/15/16
    Professor(s): Jamie Hopkins

    This class meets every Tuesday and Thursday from 6:00pm to 8:30pm ET

    HS 328 - October 25–November 17
    HS 328 - Investments
    Date: 10/25/16–11/17/16
    Professor(s): Walter Woerheide

    This class meets every Tuesday and Thursday from 6:00pm to 8:30pm ET

    HS 328 - October 25–November 17
    HS 328 - Investments
    Date: 10/25/16–11/17/16
    Professor(s): Walter Woerheide

    This class meets every Tuesday and Thursday from 6:00pm to 8:30pm ET

  • CASL® Curriculum

    Course Name
    Course #
    HS 328

    Covers various aspects of the principles of investments and their application to financial planning. Discusses risk analysis and risk and return computations. Looks at stocks, bonds, investment companies, options and futures contracts. Includes an extended discussion of tax issues in investing and issues in the practice of portfolio management, including strategic and tactical asset allocation. Provides many examples of ethical and practical issues in managing a client’s portfolio.

    Fundamentals of Estate Planning
    HS 330

    Covers various aspects of estate and gift tax planning, including the nature, valuation, transfer, administration and taxation of property. Provides a basic understanding of the estate and gift tax system, including strategies of estate planning. Discusses gratuitous transfers of property outright or with trusts, wills and powers of appointment; use of the marital deduction; valuation of assets; and buy-sell agreements. Covers the client interview, fact finding, ethical standards and development of personal estate plans.

    Understanding the Older Client
    HS 350

    Focuses on the important changes clients face as they age to enable financial advisors to better serve clients' needs. Presents the demographics of aging, as well as economic, historical, biological, psychological and political perspectives. Deals with social aspects—life course transitions, family relationships and social support systems, living arrangements and work and retirement. Covers care issues, including health and health care, caring for the frail elderly and dying, death and bereavement. Also addresses practical considerations involved in communicating effectively with seniors.

    Health & Long-Term Care Financing for Seniors
    HS 351

    Provides a thorough analysis of the alternatives available for senior clients to finance medical and long-term care, including private resources, government programs and private insurance. Emphasizes the need for care, the settings in which health care services are provided, and the types of resources available to finance them.

    Retirement Income Process, Strategies & Solutions
    HS 353

    Upon completion of this course, you will be able to create an effective retirement income plan to maintain a client’s desired lifestyle over the course of retirement; identify retirement income needs and objectives and evaluate the client’s current situation relative to those goals; choose appropriate strategies to address income gaps; evaluate taxation, estate issues, and other risks to the retirement income plan; prepare alternative solutions to mitigate plan risks; choose appropriate strategies for monetizing assets over the retirement period; and customize and manage the plan during a client’s retirement.

    *Effective 1/1/15, HS 352 will no longer be part of the CASL curriculum. It will be replaced with HS 353 as the fifth & final requirement. Effective July 1, 2014, students in CASL can choose HS 353 as a substitute for HS 352. The substitution of HS 353 for HS 352 is for CASL only.

  • Program Completion Requirements

    The experience requirement for the CASL® designation may be satisfied by EITHER of the following:

    • Achieving the experience requirements for The College's CLU®, ChFC®, REBC®, and CLF® designations, OR
    • Advising clients on financial and/or practical matters relating to their retirement years or on issues dealing with aging for at least three of the five years preceding the awarding of the designation. The same rules for part-time qualifying experience count for this type of work experience as count toward the CLU® and ChFC® designations.

    Code of Ethics

    To underscore the importance of ethics standards for Huebner School designations, the Board of Trustees adopted a Code of Ethics in 1984. Embodied in the Code are the Professional Pledge and eight Canons.

    Learn more »

    Continuing Education

    Many of the programs at The American College qualify for Continuing Education. Understand that this information changes frequently, and while we will do our best to provide current data, it is your responsibility to verify CE credits with your state.

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    PACE Recertification

    A Recertification Fee is applied to First-Time PACE-Required Designees after February 1, 2007. A fee of $250 (recurring every two (2) years) covers multiple designations and is not retroactive for prior PACE-required designees.

    *Approximately 90% of PACE recertification fees will be used for public awareness of the designations.

    Learn more »

    The 5-Year Rule

    The American College pledges to offer the most up-to-date material and course offerings. In doing so, all courses are subject to the Five-Year Rule, in the interest of the most valid study material and timely designation completion.

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    Policy FAQs

    Answers for common questions concerning core designations (exam retake and reschedule policies, tuition and fees, etc.) can be found on the Core Designations FAQ page.

    Access the FAQ »

    Credit Earned From Other Designations

    The advanced CASL® curriculum includes some courses you may have completed through another designation. Check with a Professional Education Counselor by calling 888-263-7265 to determine which courses you may still need to earn your CASL®.

    Additional Study Support

    Cost-effective supplementary study materials, developed in partnership with Kier Educational Resources, are also available for select CASL® courses.

    Learn more »

    Refund Requests

    All requests for refunds must be made in writing to the Office of Professional Education, The American College, 270 S. Bryn Mawr Ave., Bryn Mawr, PA 19010. We will refund your course tuition less a $125 cancellation fee for 30 days into the quarter for which you are registered. Textbooks do not need to be returned and no refund will be given for these textbooks.

  • Why is the college phasing out the Chartered Advisor for Senior Living® or CASL® designation?

    The College regularly reviews its programs and offerings to ensure they met the needs of both our students and the industry we serve. We do extensive practitioner studies to determine what topics are most critical to know today, and tomorrow, in this rapidly changing field. These discoveries can lead to changes in programs.

    In line with this, The College has seen a shift out of the CASL® program, with students instead gravitating to The College's cutting-edge RICP® program. As such, The College has decided to focus our resources on the RICP® designation.

    Effective September 1, 2015, The College will not accept any new students into the CASL® program. The College is giving declared CASL® students the opportunity to finish their CASL® designation by March 31, 2017.

    When do I need to complete all my courses, including exams, to earn the CASL® designation?

    By March 31, 2017.

    What is the cut off for students to enroll and declare CASL® as their designation?

    September 1, 2015.

    How do I know how this impacts me and what I need to do?

    All currently enrolled CASL® students should have received a letter in the mail in early August, which included their transcript information and identification of what courses they still need to take to earn their CASL® designation. The letter encourages students contact our professional educational counselors to discuss their specific requirements. They can be reached at 888-263-7265 or email

    If you did not receive the printed letter, please contact us at 888-263-7265.

    Can I still use my CASL® mark?

    Yes, all CASL® graduates are welcome to continue using the CASL® mark assuming they remain current with their designation requirements, including PACE.

    Are any of my courses transferable?

    Yes, course HS353 is transferable to the RICP® designation. Courses HS328 and HS330 are transferable to the ChFC®, CFP®, and CLU® designations.

    Is CASL® affected by the Current Curriculum initiative, which goes into effective next 7/1/16?

    In-process CASL® students are exempt from the Current Curriculum changes, as it relates to their CASL® studies.

Curriculum and Testing Updates
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Hours: M–F 8 a.m. – 6 p.m. ET

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