Financial Education for Securities, Banking, & Insurance Professionals.
5 Courses: 5 Required / 0 Elective
Advanced Retirement Planning Education.
The Practical Tools You Need to Serve a Growing Market.
More than 76 million baby boomers are quickly moving into retirement, and they need qualified retirement planning and income advice. Other designations provide a strong foundation for a broad range of financial planning concepts, but only the CASL® designation delivers the rigor and specialized knowledge you need to be truly effective in retirement planning.
A 2011 FINRA survey found the CASL® designation to be one of the most popular with broker-dealers concerned about the need for credibility, depth, continuing education, and ethics in senior and retirement credentials. Widely adopted across the broad spectrum of financial services, the CASL® five-course curriculum prepares you to lead clients from middle age through retirement and assist them with the management, preservation, and transfer of wealth.
Program Learning Objectives
Upon completion of this program, the student should be able to:
- Demonstrate an understanding of the psychological, biological and sociological factors facing older clients in order to more effectively meet their unique needs
- Aid clients in making decisions about investment and estate planning
- Identify and analyze health and long term care financing alternatives for seniors
- Assist clients in making the decisions they face at retirement, including when to claim Social Security, how to take pension distributions, choosing annuities, and deciding between residential options
Enhanced Online Learning: Webinar Classes Available*
For select courses, a webinar study option is available for those who want a more familiar classroom feel during their student experience. Attend weekly classes online, and ask questions in real-time. And now, many of these webinar classes come complete with iPad® and iPhone®-ready material!
*Only select CASL courses are available in the webinar format. For a complete list, contact a Professional Education Counselor.
Flexible Self-Paced Program: Earn the CASL® Your Way
You can study at your own pace, wherever and whenever it is most convenient for you. Complete your program as fast as you like; the self-paced program gives you the opportunity to truly tailor your education to your lifestyle. Our online study aids provide you with the guidance and practice you need to feel confident on test day. With every registration, students are granted access to:
- Downloadable e-books for your iPad® or iPhone®
- Online discussion with course professors
- Supplemental readings
- Streaming video lectures
- Audio reviews
Live Online CoursesHS 328 - February 17–March 12HS 328 - Investments
Professor(s): Walter Woerheide
This class meets every Tuesday and Thursday from 6:00pm to 8:00pm ETNo online classes available at this timeNo online classes available at this timeHS 328 - February 17–March 12HS 328 - Investments
Professor(s): Walter Woerheide
This class meets every Tuesday and Thursday from 6:00pm to 8:00pm ETHS 328 - February 17–March 12HS 328 - Investments
Professor(s): Walter Woerheide
This class meets every Tuesday and Thursday from 6:00pm to 8:00pm ET
CASL® CurriculumCourse NameCourse #RequiredInvestmentsHS 328
Covers various aspects of the principles of investments and their application to financial planning. Discusses risk analysis and risk and return computations. Looks at stocks, bonds, investment companies, options and futures contracts. Includes an extended discussion of tax issues in investing and issues in the practice of portfolio management, including strategic and tactical asset allocation. Provides many examples of ethical and practical issues in managing a client’s portfolio.Fundamentals of Estate PlanningHS 330
Covers various aspects of estate and gift tax planning, including the nature, valuation, transfer, administration and taxation of property. Provides a basic understanding of the estate and gift tax system, including strategies of estate planning. Discusses gratuitous transfers of property outright or with trusts, wills and powers of appointment; use of the marital deduction; valuation of assets; and buy-sell agreements. Covers the client interview, fact finding, ethical standards and development of personal estate plans.Understanding the Older ClientHS 350
Focuses on the important changes clients face as they age to enable financial advisors to better serve clients' needs. Presents the demographics of aging, as well as economic, historical, biological, psychological and political perspectives. Deals with social aspects—life course transitions, family relationships and social support systems, living arrangements and work and retirement. Covers care issues, including health and health care, caring for the frail elderly and dying, death and bereavement. Also addresses practical considerations involved in communicating effectively with seniors.Health & Long-Term Care Financing for SeniorsHS 351
Provides a thorough analysis of the alternatives available for senior clients to finance medical and long-term care, including private resources, government programs and private insurance. Emphasizes the need for care, the settings in which health care services are provided, and the types of resources available to finance them.
*Effective 1/1/15, HS 352 will no longer be part of the CASL curriculum. It will be replaced with HS 353 as the fifth & final requirement. Effective July 1, 2014, students in CASL can choose HS 353 as a substitute for HS 352. The substitution of HS 353 for HS 352 is for CASL only; HS 353 is not considered a course substitute for any other designations.
Program Completion Requirements
The experience requirement for the CASL® designation may be satisfied by EITHER of the following:
- Achieving the experience requirements for The College's CLU®, ChFC®, REBC®, and CLF® designations, OR
- Advising clients on financial and/or practical matters relating to their retirement years or on issues dealing with aging for at least three of the five years preceding the awarding of the designation. The same rules for part-time qualifying experience count for this type of work experience as count toward the CLU® and ChFC® designations.
Code of Ethics
To underscore the importance of ethics standards for Huebner School designations, the Board of Trustees adopted a Code of Ethics in 1984. Embodied in the Code are the Professional Pledge and eight Canons.
Many of the programs at The American College qualify for Continuing Education. Understand that this information changes frequently, and while we will do our best to provide current data, it is your responsibility to verify CE credits with your state.
A Recertification Fee is applied to First-Time PACE-Required Designees after February 1, 2007. A fee of $250 (recurring every two (2) years) covers multiple designations and is not retroactive for prior PACE-required designees.
*Approximately 90% of PACE recertification fees will be used for public awareness of the designations.
The 5-Year Rule
The American College pledges to offer the most up-to-date material and course offerings. In doing so, all courses are subject to the Five-Year Rule, in the interest of the most valid study material and timely designation completion.
Answers for common questions concerning core designations (exam retake and reschedule policies, tuition and fees, etc.) can be found on the Core Designations FAQ page.
Credit Earned From Other Designations
The advanced CASL® curriculum includes some courses you may have completed through another designation. Check with a Professional Education Counselor by calling 888-263-7265 to determine which courses you may still need to earn your CASL®.
Additional Study Support
Cost-effective supplementary study materials, developed in partnership with Kier Educational Resources, are also available for select CASL® courses.
All requests for refunds must be made in writing to the Office of Professional Education, The American College, 270 S. Bryn Mawr Ave., Bryn Mawr, PA 19010. We will refund your course tuition less a $170 cancellation fee for 30 days into the quarter for which you are registered. Textbooks do not need to be returned and no refund will be given for these textbooks.
Program Price—Best Value!
On Your Time Package: $2,685
Self-paced study with the best support in the business. Enjoy extensive online study materials including practice exams, audio reviews, video clips and more.
Tuition & Fees
Tuition: $659 (per course)
Admission Fee: $150*
Shipping: $25 (per course)
Your tuition includes all required study materials, access to convenient online learning tools, and your examination. Supplementary study materials are also available for an additional cost.
*One-time, nonrefundable fee for new enrollees at The College.