Financial Education for Securities, Banking, & Insurance Professionals.

ChSNC™ Chartered Special Needs Consultant™
3 Courses: 3 Required / 0 Elective

Third course is a live webinar capstone.

The ChSNC Delivers the Tools You Need.

Listen. Collaborate. Support.

Planning for a special needs family requires both sensitivity and knowledge. Financial professionals need to be prepared to help their clients fit all the pieces together.

The Chartered Special Needs Consultant provides financial professionals with the technical and collaborative skills necessary to help your clients with special needs. A ChSNC can navigate the unique considerations, tax deductions, healthcare issues, Medicaid complexities, and the emotional aspects of providing for a disabled loved one.

Who should consider the ChSNC program?

Financial planning professionals who are looking to serve special needs families more effectively should consider this specialized 3-course program. The ChSNC requires an extensive and multi-disciplinary background. All Students entering into the program must hold a CLU®, ChFC®, CFP®, PFS credential, or master's degree in financial planning (or equivalent areas of study).

Learning Options
    • Two self study courses supported by robust online learning capabilities.
    • A live webinar capstone for the final course.

  • Live Online Courses

  • ChSNC Curriculum

    Course Name
    Course #
    Introduction to Disability
    HS 375

    This course introduces students to the field of disability and provides an orientation to working with individuals with disabilities and their families. It covers philosophical approaches, legislation, special education policies and procedure, disability etiquette, and how to work collaboratively with families. Students will learn the categories of disabilities such as emotional and behavioral challenges, sensory impairments, autism, and learning disabilities. Special attention is given to the planning requirements for transition of a child with disabilities into adulthood, when many educational programs and financial supports are no longer available. It also provides videotaped interviews with families in their home settings, providing powerful testimonies to the families’ determination to assist their children to become fully integrated into society and to reach their full potential.

    Legal & Financial Issues for Special Needs Families
    HS 376

    This course covers unique legal techniques and tools that apply to special needs planning. Of particular importance are special needs trusts, wills, powers-of-attorney, and guardianships. The applicable issues surrounding Social Security and Medicaid are covered. In addition, special income tax topics enable financial advisors to understand and identify tax deductions and/or credits that may be available to families with special needs. It addresses some unique aspects of the medical expense deduction, the child and dependent care credit, the adoption credit, and the dependency exemption rules for families of individuals with special needs. The student will examine some potential alternative minimum tax traps that may affect many of these families. This course builds upon Introduction to Disability (HS 375) by providing the detailed legal and financial considerations crucial to the special needs environment.

    Financial Planning for Special Needs Families
    HS 377

    Delivered as a live webinar course, the capstone combines self-study material with an interactive learning experience. Team-taught by experts in the field, the course covers issues for special needs individuals who are minors as well as those who are adults. Topics include public and private healthcare issues, Medicaid, long-term care, and disability-related issues. The course incorporates special needs scenarios and case studies covering both the financial and emotional aspects of special needs planning. Successful completion of this course requires a graded project and presentation as well as an examination. For an additional tuition amount, professionals who purchase the package will have an opportunity to take the capstone course in a live classroom setting.

  • Program Completion Requirements

    To receive the ChSNC designation and be permitted to use it with the public, you must successfully complete all courses in your selected program, meet experience requirements and hold either a CLU®, ChFC®, CFP®, PFS designation, or master's degree in financial planning (or equivalent areas of study).

    Full Completion Requirements »

    Code of Ethics

    To underscore the importance of ethics standards for Huebner School designations, the Board of Trustees adopted a Code of Ethics in 1984. Embodied in the Code are the Professional Pledge and eight Canons.

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    Continuing Education

    Many of the programs at The American College qualify for Continuing Education. Understand that this information changes frequently, and while we will do our best to provide current data, it is your responsibility to verify CE credits with your state.

    The ChSNC™ requires 15 hours of PACE credit, every compliance period.

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    PACE Recertification

    A Recertification Fee is applied to First-Time PACE-Required Designees after February 1, 2007. A fee of $250 (recurring every two (2) years) covers multiple designations and is not retroactive for prior PACE-required designees.

    *Approximately 90% of PACE recertification fees will be used for public awareness of the designations.

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    The 5-Year Rule

    The American College pledges to offer the most up-to-date material and course offerings. In doing so, all courses are subject to the Five-Year Rule, in the interest of the most valid study material and timely designation completion.

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    Policy FAQs

    Answers for common questions concerning core designations (exam retake and reschedule policies, tuition and fees, etc.) can be found on the Core Designations FAQ page.

    Access the FAQ »

  • Refund Requests

    All requests for refunds must be made in writing to the Office of Professional Education, The American College, 270 S. Bryn Mawr Ave., Bryn Mawr, PA 19010. We will refund your course tuition less a $495 package cancellation fee or a $170 per course cancellation fee 30 days into the quarter for which you are registered. Textbooks do not need to be returned and no refund will be given for these textbooks.

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Hours: M–F 8 a.m. – 6 p.m. ET

Program Prices—Best Value!

Package: w live capstone$2,074

Package w webinar capstone: $1,675

Popular live webinars taught by the best instructors. Includes all books, online tools, and access to all webinar classes and archives.

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Tuition & Fees

Tuition: $659 (per course)
+ $25 shipping and handling

Capstone: $799

Admission Fee: $150*

Your tuition includes all required study materials, access to convenient online learning tools, and your examination.

*One-time, nonrefundable fee for new enrollees at The College.

Programs of Study
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