Financial Education for Securities, Banking, & Insurance Professionals.
3 Courses: 3 Required / 0 Elective
The ChSNC™ Delivers the Tools You Need.
Listen. Collaborate. Support.
Planning for a special needs family requires both sensitivity and knowledge. Financial professionals need to be prepared to help their clients fit all the pieces together.
Families need a professional that will listen and help them secure the best possible future for their loved one. The American College recognizes the challenges these families face and have developed a new designation specifically designed for them.
The Chartered Special Needs Consultant™ provides financial professionals with the technical, collaborative, and quantitative skills necessary to help your clients with special needs. The ChSNC™, exclusive to The American College, is a new program designed to provide people with disabilities and other special needs with a more competent advisor. ChSNC™ designees will be equipped with the specialized skills needed to help parents and caregivers plan for the future with honesty, ethics, and compassion. A ChSNC™ can navigate the unique considerations, tax deductions, healthcare issues, Medicaid complexities, and the emotional aspects of providing for a disabled loved one.
Who should consider the ChSNC™ program?
Financial planning professionals who want to take their existing expertise and apply it to this curriculum to enhance the quality of life of families with special needs. The ChSNC requires an extensive and multi-disciplinary background. In order to use the ChSNC designation, students must also hold a CLU®, ChFC®, CFP®, PFS credential, or master's degree in financial planning (or equivalent areas of study) or successfully pass a validation exam. That robust planning foundation is expanded through the specialized content of three courses, which narrow and sharpen their focus on the needs of people with disabilities and other special needs. If you do not have a generalist designation (CLU®, ChFC®, etc) and want to become a ChSNC, you can take a validation exam. If you pass and if you have five years of appropriate experience (a description of appropriate experience is available from The College), you have met the generalist designation requirement and can complete your ChSNC coursework and use the designation upon completion. See more information on the Validation Exam
- Two self study courses supported by robust online learning capabilities.
- A live webinar course for the final course.
Live Online CoursesHS 377 - September 12–October 5HS 377 - Financial Planning Spec Needs
Professor(s): Thomas Brinker
This class meets every Monday and Wednesday from 6:00pm to 8:30pm ET
ChSNC™ CurriculumCourse NameCourse #RequiredIntroduction to DisabilityHS 375
This course introduces students to the field of disability and provides an orientation to working with individuals with disabilities and their families. It covers philosophical approaches, legislation, special education policies and procedure, disability etiquette, and how to work collaboratively with families. Students will learn the categories of disabilities such as emotional and behavioral challenges, sensory impairments, autism, and learning disabilities. Special attention is given to the planning requirements for transition of a child with disabilities into adulthood, when many educational programs and financial supports are no longer available. It also provides videotaped interviews with families in their home settings, providing powerful testimonies to the families’ determination to assist their children to become fully integrated into society and to reach their full potential.Legal & Financial Issues for Special Needs FamiliesHS 376
This course covers unique legal techniques and tools that apply to special needs planning. Of particular importance are special needs trusts, wills, powers-of-attorney, and guardianships. The applicable issues surrounding Social Security and Medicaid are covered. In addition, special income tax topics enable financial advisors to understand and identify tax deductions and/or credits that may be available to families with special needs. It addresses some unique aspects of the medical expense deduction, the child and dependent care credit, the adoption credit, and the dependency exemption rules for families of individuals with special needs. The student will examine some potential alternative minimum tax traps that may affect many of these families. This course builds upon Introduction to Disability (HS 375) by providing the detailed legal and financial considerations crucial to the special needs environment.Financial Planning for Special Needs FamiliesHS 377
Delivered as a live webinar course, the webinar course combines self-study material with an interactive learning experience. Team-taught by experts in the field, the course covers issues for special needs individuals who are minors as well as those who are adults. Topics include public and private healthcare issues, Medicaid, long-term care, and disability-related issues. The course incorporates special needs scenarios and case studies covering both the financial and emotional aspects of special needs planning. Successful completion of this course requires passing the final examination. For an additional tuition amount, professionals who purchase the package will have an opportunity to take the capstone course in a live classroom setting.
Recommended course sequence: Students must complete both HS 375 and HS 376 prior to enrolling in the Live Webinar course, HS 377.
Program Completion Requirements
To receive the ChSNC™ designation, students must successfully complete all courses in the program, meet experience requirements, and hold a CLU®, ChFC®, or CFP® designation, or MSFS degree. They must also adhere to The American College’s Code of Ethics and comply with The College’s PACE continuing education and recertification program. Please refer to: TheAmericanCollege.edu/PACE for more information. If you do not have a generalist designation (CLU®, ChFC®, or CFP®) and want to become a ChSNC™, you can take a challenge exam. If you pass, you have met the generalist designation requirement and can complete your ChSNC™ coursework and use the designation upon completion. The ChSNC™ counts as one elective toward the CLU®.
Code of Ethics
To underscore the importance of ethics standards for Huebner School designations, the Board of Trustees adopted a Code of Ethics in 1984. Embodied in the Code are the Professional Pledge and eight Canons.
Many of the programs at The American College qualify for Continuing Education. Understand that this information changes frequently, and while we will do our best to provide current data, it is your responsibility to verify CE credits with your state.
The ChSNC™ requires 15 hours of PACE credit, every compliance period.
A Recertification Fee is applied to First-Time PACE-Required Designees after February 1, 2007. A fee of $250 (recurring every two (2) years) covers multiple designations and is not retroactive for prior PACE-required designees.
*Approximately 90% of PACE recertification fees will be used for public awareness of the designations.
The 5-Year Rule
The American College pledges to offer the most up-to-date material and course offerings. In doing so, all courses are subject to the Five-Year Rule, in the interest of the most valid study material and timely designation completion.
Answers for common questions concerning core designations (exam retake and reschedule policies, tuition and fees, etc.) can be found on the Core Designations FAQ page.
All requests for refunds must be made in writing to the Office of Professional Education, The American College, 270 S. Bryn Mawr Ave., Bryn Mawr, PA 19010. We will refund your course tuition less a $125 cancellation fee for 30 days into the quarter for which you are registered. Textbooks do not need to be returned and no refund will be given for these textbooks.
Program Prices—Best Value!
Package w webinar course: $2,195
Popular live webinars taught by the best instructors. Includes all books, online tools, and access to all webinar classes and archives.
Tuition & Fees
Tuition: $750 (per course)
Live Webinar Capstone: $950
Your tuition includes all required study materials, access to convenient online learning tools, and your examination.