The American College
Financial Education for Securities, Banking,
& Insurance Professionals.

ChHC™

Chartered Healthcare Consultant®

6 Courses: 5 Required / 1 Elective

The Most Comprehensive, Current Designation on the New World of Healthcare

The Chartered Healthcare Consultant® (ChHC™) designation starts with two key courses: Essentials of Healthcare Reform and The Healthcare Consultant. Both are offered in the popular 10-week live web class format for full College credit.


Essentials of Healthcare Reform covers all of the mandated changes and timelines, how state exchanges and the "navigator" roles will work, grandfathered plans, compliance and review procedures, the impact of healthcare reform on other laws, and more. Real-time updates for 12 months will keep your knowledge current!

The Healthcare Consultant gives you the tools you need to move your practice to a consulting-based model, covering federal and state regulations, the new role of advisors and consultants in healthcare, and the healthcare planning process.

Whether you work with individuals or businesses, healthcare options will be top of mind throughout 2012. ChHC™ offers the first accredited education on this important topic to set your practice apart!

These courses sell out very quickly. We are rapidly adding sections to keep up with demand, so register now to reserve your place for our next course starts.


Why Choose the ChHC™ Program?

 
The information benefits advisors need now!

Essentials of Healthcare Reform and The Healthcare Consultant can be taken as stand-alone courses or as part of the comprehensive Chartered Healthcare Consultant™ program. Learn more in this brochure that includes a registration form for these first two courses.

 
Who Should Consider These Courses?
Benefits advisors to individuals or businesses
Learning and development directors
State insurance department employees
Independent agents
Human resources professionals

ChHC™ Curriculum

Course Name
Course #
Required
 
Essentials of Healthcare Reform - NEW!
HS 345
 

This course is a comprehensive study of major healthcare reform in the United States. The student will understand the issues that lead to reform and the significant changes mandated in the 2010 healthcare reform legislation. Students will learn the details of grandfathered health plans, state exchanges, medical loss ratios, and revised internal and external review processes under healthcare reform. The course also will explore the CLASS act and the effect of healthcare reform on HIPAA and ERISA legislation. Students who successfully pass this course will be positioned to serve effectively in the new environment created by the historic healthcare reform of 2010.

 
The Healthcare Consultant - NEW!
HS 346
 

This course is designed to provide the knowledge and skills for healthcare professionals to operate in the new environment formed by passage of massive healthcare reform legislation in 2010. The course first reviews the effects of healthcare reform at the federal and state levels and the consequences for insurers, employers, and individuals. Next, the course explores the regulatory environments including state regulations and federal agencies such as the Department of Labor, Internal Revenue Service, and the Department of Health and Human Services. With that overview, the subject turns to the evolving role of the healthcare consultant and new opportunities as a fee-based healthcare consultant. The course emphasizes communications, the healthcare planning process, and characteristics of successful consultants. Finally, the course explores group health plans, individual plans, and ethical business practices.

 
Individual Health Insurance
HS 313
 

Provides an overview of individual health insurance that is designed to meet the needs of individuals, families and certain business situations. Covers medical expense insurance, disability income insurance and long-term care insurance. Discusses types of policies, contractual provisions, regulation and underwriting. Consumer-directed health plans are also covered.

 
Group Benefits
HS 325
 

Analyzes group insurance benefits including the governmental environment, contract provisions, marketing, underwriting, rate making, plan design, cost containment and alternative funding methods. Covers the various private programs related to the economic problems of death, old age and disability. Discusses cafeteria plans, as well as consumerdirected health plans, such as HSAs and HRAs.

 
Advanced Topics in Group Benefits
HS 340
 

Covers various advanced topics in group benefits. Addresses COBRA, ERISA, HIPAA privacy rules, Social Security, Medicare, Medicaid, health plans for federal workers, voluntary benefits, dental benefits, self-funding, international benefits and ethics.

 
Planning for Retirement Needs
HS 326
 

Focuses on selecting the right retirement plan for the business and on individual retirement planning. Covers qualified plans, SEPs, SIMPLEs and 403(b) plans and nonqualified deferred compensation plans. Emphasizes the practical knowledge needed for choosing the best retirement plan, especially for the small business, and designing a plan that will meet a client’s needs. Also covers individual retirement planning including IRAs and Roth IRAs, Social Security benefits, saving for retirement and planning for retirement plan distributions.

 
Executive Compensation
HS 342
 

Analyzes the many types of programs used to provide benefits for executives of business firms. Discusses plan design and installation and reviews ERISA, tax and other compliance issues that apply to each type of program. The course includes cash-compensation planning, nonqualified deferred-compensation plans, funded deferred compensation and restricted property plans, stock options, split-dollar life insurance plans, disability income benefits, executive fringe benefits, health reimbursement arrangements and limits on golden parachute payments.

 
Compensation and Personnel Management
HS 343
 

Covers the broad area of human resource management, including total compensation planning and the interrelationship of employee benefits with cash compensation. Also discusses employee recruitment, selection, interviewing and orientation, training and management development, performance appraisal, safety and health, labor relations and collective bargaining and equal opportunity and the law.

 
Advanced Topics in Managed Care
HS 344
 

Analyzes managed health care in detail. Covers such topics as physician and member behavior, provider compensation, authorization systems, member services, specialty managed care services, value, accreditation, information systems, sales, marketing and federal legislation.

 
Health & Long-Term Care Financing for Seniors
HS 351
 

Provides a thorough analysis of the alternatives available for senior clients to finance medical and long-term care, including private resources, government programs and private insurance. Emphasizes the need for care, the settings in which health care services are provided, and the types of resources available to finance them.


Earn a Certificate in Healthcare Reform Studies!

Students completing the first two courses in the ChHC™ curriculum, The Essentials of Healthcare Reform and The Healthcare Consultant, will earn a special Certificate in Healthcare Reform Studies to demonstrate their mastery of this knowledge to clients and colleagues.


ChHC™ Course Policies:

 
Program Completion Requirements

To receive the ChHC™ designation, you must successfully complete all courses in your selected program, meet experience requirements and ethics standards, and agree to comply with The American College Code of Ethics and Procedures.

 
Experience

Three years of full-time business experience is required for all Huebner School designations. The three-year period must be within the five years preceding the date of the award. An undergraduate or graduate degree from an accredited educational institution qualifies as one year of business experience. Part-time qualifying business experience is credited toward the three-year requirement on an hourly basis, with 2,000 hours representing the equivalent of one year full-time experience. The following activities meet the required business experience qualifications included in the ChHC™ certification process.

Insurance and health care

  • Field underwriting and management, including sales and service activities, supervision and management of persons involved in sales or services, or staff support of persons in these activities.
  • Company management and operations in positions involving substantial responsibility.

Financial services and employee benefits

  • Client service and related management, including direct contact with clients, supervision and management of persons involved directly in the process of providing financial services or employee benefits, or staff support of persons in these activities.
  • Financial institution management and operations in positions involving substantial responsibility.

Other

  • University or college teaching of subjects related to the Huebner School curriculum on a full-time basis at an accredited institution of higher education.
  • Government regulatory service in a responsible administrative, supervisory, or operational capacity.
  • Activities directly or indirectly related to the protection, accumulation, conservation, or distribution of the economic value of human life; these include the work of actuaries, attorneys, CPAs, investment advisers, real estate investment advisers, stockbrokers, trust officers, or persons in other similar occupations.
 
Code of Ethics

To underscore the importance of ethics standards for Huebner School designations, the Board of Trustees adopted a Code of Ethics in 1984. Embodied in the Code are the Professional Pledge and eight Canons.

Professional Pledge

"In all my professional relationships, I pledge myself to the following rule of ethical conduct: I shall, in light of all conditions surrounding those I serve, which I shall make every conscientious effort to ascertain and understand, render that service which, in the same circumstances, I would apply to myself."

The Canons

  • Conduct yourself at all times with honor and dignity.
  • Avoid practices that would bring dishonor upon your profession or The American College.
  • Publicize your achievements in ways that enhance the integrity of your profession.
  • Continue your studies throughout your working life so as to maintain a high level of professional competence.
  • Do your utmost to attain a distinguished record of professional service.
  • Support the established institutions and organizations concerned with the integrity of your profession.
  • Participate in building your profession by encouraging and providing appropriate assistance to qualified persons pursuing professional studies.
  • Comply with all laws and regulations, particularly as they relate to professional and business activities.
 
Continuing Education

All ChHC™s who matriculated after June 30, 1989 are subject to the PACE Recertification Program. If you are a ChHC™ who falls into any of the following specified categories, you are required to earn 30 hours of CE credit every two years:

  • Licensed insurance agent/broker/consultant
  • Licensed security representative/registered investment advisor
  • Financial consultant, attorney, accountant, employee benefits specialist, and any other individual who provides insurance, employee benefits, financial planning, or estate planning advice and counsel to the public

If you have earned all 30 CE credits through The American College, you do not have to sign and file a statement of compliance. The College will record CE credits you earned at The College and notify you when you have met the requirements.

If you are a ChHC™ subject to PACE but do not fall into one of the above categories, you are exempt from the CE requirements. You will be required to notify The College of your exempt status every reporting period, as long as the exemption applies.

 
PACE Recertification

A Recertification Fee is applied to First-Time PACE-Required Designees after February 1, 2007. A fee of $250 (recurring every two (2) years) covers multiple designations and is not retroactive for prior PACE-required designees.

*Approximately 90% of PACE recertification fees will be used for public awareness of the designations.

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Refund Requests

All requests for refunds must be made in writing to the Office of Professional Education, The American College, 270 S. Bryn Mawr Ave., Bryn Mawr, PA 19010. We will refund your course tuition less a $165 cancellation fee for 30 days into the quarter for which you are registered. Textbooks do not need to be returned and no refund will be given for these textbooks.

 
Textbook Revisions

Textbooks are regularly revised to reflect recent tax code changes, new legislation, and industry trends so that you can stay current. Revised textbooks are shipped to students on the first day of the month of your selected testing quarter. Textbooks that are not under revision are shipped as soon as the registration is processed. Please contact a Professional Education counselor if you have questions about textbook revisions.

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PDF: Mail or Fax a PDF Application

Phone: 888-263-7265

Hours: M–F 8 a.m. – 6 p.m. ET

Tuition & Fees

Tuition: $750

Admission Fee: $140*

Your tuition includes all required study materials, access to convenient online learning tools, and your examination.

*One-time, nonrefundable fee for new enrollees at The College.

The 5-Year Rule

In order to facilitate timely completion of a student's designation and as part of The College's pledge to offer the most up-to-date material and course offerings, all courses are subject to the 5 Year Rule.

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Call: 888-263-7265
(M–F 8 a.m. – 6 p.m. ET)

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