Financial Education for Securities, Banking, & Insurance Professionals.
5 Courses: 5 Required / 0 Elective
Become An Employee Benefits Specialist
Earning the Registered Employee Benefits Consultant® (REBC®) designation enhances your competitive edge in the dynamic field of employee benefits. You'll gain deep, practical knowledge on pensions and retirement plan funding, installation and administration. The program also covers group medical plans, long-term care, executive compensation, personnel management and much more.
Program Learning Objectives
Upon completion of this program, the student should be able to:
- Describe the legal regulations and methodologies involved in personnel management, including recruiting, hiring, training, setting compensation, performance evaluation, termination, and strengthening ethical employee relations
- Describe the main features of commonly provided group insurance benefit plans, including applicable regulations, contract provisions, marketing, underwriting, rate making, plan design and cost containment
- Describe the main components of the Affordable Care Act as they relate to group health benefits and ethically guide clients toward compliance with the legal regulations while minimizing tax penalties and related employment costs
- Identify the main features of employer-provided and individual retirement plans, including qualified and non-qualified plans
- Assist clients in designing the most suitable retirement plan for a given business scenario considering facts such as size of the company, owners’ objectives, tax implications, employee demographics and plan restrictions
- Analyze short and long-term executive compensation programs and strategies, such as deferred compensation plans and carve-out programs
The comprehensive core of REBC® knowledge is supplemented by a broad selection of elective courses, allowing you to customize the program to the dynamics of your individual practice. Complete your program as fast as you like with leading edge texts and access to extensive online study aides at no additional charge, including:
- Supplemental readings
- Online discussion with course professors
- Sample questions
- Practice exams
Live Webinar Classes: Enhanced Online Learning
For select courses, a webinar study option is available for those who want a more familiar classroom feel during their student experience. Attend scheduled classes online, and ask questions in real-time. And now, many of these webinar classes come complete with iPad® and iPhone®-ready material!
Additional Study Support
Cost-effective supplementary study materials, developed in partnership with Kier Educational Resources, are also available for select REBC® courses.
Live Online CoursesHS 345 - September 20–November 22HS 345 - Essentials of Healthcare Reform
Professor(s): Adam Beck
This class meets every Tuesday from 2:00pm to 4:00pm ETHS 326 - September 20–October 13HS 326 - Planning for Retirement Needs
Professor(s): Jamie Hopkins
This class meets every Tuesday and Thursday from 6:00pm to 8:30pm ET
REBC® CurriculumCourse NameCourse #RequiredGroup BenefitsHS 325
Analyzes group insurance benefits including the governmental environment, contract provisions, marketing, underwriting, rate making, plan design, cost containment and alternative funding methods. Discusses the various private programs related to the economic problems of death, old age and disability, as well as government based health care under the Affordable Care Act. Covers cafeteria plans, as well as consumer directed health plans, such as HSAs and HRAs.Planning for Retirement NeedsHS 326
Focuses on selecting the right retirement plan for the business and on individual retirement planning. Covers qualified plans, SEPs, SIMPLEs and 403(b) plans and nonqualified deferred compensation plans. Emphasizes the practical knowledge needed for choosing the best retirement plan, especially for the small business, and designing a plan that will meet a client’s needs. Also covers individual retirement planning including IRAs and Roth IRAs, Social Security benefits, saving for retirement and planning for retirement plan distributions.Executive CompensationHS 342
Analyzes the many types of programs used to provide benefits for executives of business firms. Discusses plan design and installation and reviews ERISA, tax and other compliance issues that apply to each type of program. The course includes cash-compensation planning, nonqualified deferred-compensation plans, funded deferred compensation and restricted property plans, stock options, split-dollar life insurance plans, disability income benefits, executive fringe benefits, health reimbursement arrangements and limits on golden parachute payments.Compensation and Personnel ManagementHS 343
Covers the broad area of human resource management, including total compensation planning and the interrelationship of employee benefits with cash compensation. Also discusses employee recruitment, selection, interviewing and orientation, training and management development, performance appraisal, safety and health, labor relations and collective bargaining and equal opportunity and the law.Healthcare Reform for Employers and AdvisorsHS 345
This course is a comprehensive overview of major changes to employee health benefits and the healthcare system since the passage of the Affordable Care Act. The student will understand the issues that lead to reform and how the ACA aims to address them. The course will provide thoughtful insight into who is impacted by which provisions and empower students with clarification and knowledge about complex reforms. Students will learn the details of the employer mandate, the health insurance exchanges, new consumer protections, reporting requirements, the medical loss ratio and revised internal and external review processes under healthcare reform. Students who successfully pass this course will be positioned to serve effectively in the new environment created by the historic healthcare reform of 2010.
Program Completion Requirements
To receive the REBC® designation, you must successfully complete all courses in your selected program, meet experience requirements and ethics standards, and agree to comply with The American College Code of Ethics and Procedures.
Code of Ethics
To underscore the importance of ethics standards for Huebner School designations, the Board of Trustees adopted a Code of Ethics in 1984. Embodied in the Code are the Professional Pledge and eight Canons.
Many of the programs at The American College qualify for Continuing Education. Understand that this information changes frequently, and while we will do our best to provide current data, it is your responsibility to verify CE credits with your state.
A Recertification Fee is applied to First-Time PACE-Required Designees after February 1, 2007. A fee of $250 (recurring every two (2) years) covers multiple designations and is not retroactive for prior PACE-required designees.
*Approximately 90% of PACE recertification fees will be used for public awareness of the designations.
The 5-Year Rule
The American College pledges to offer the most up-to-date material and course offerings. In doing so, all courses are subject to the Five-Year Rule, in the interest of the most valid study material and timely designation completion.
Answers for common questions concerning core designations (exam retake and reschedule policies, tuition and fees, etc.) can be found on the Core Designations FAQ page.
All requests for refunds must be made in writing to the Office of Professional Education, The American College, 270 S. Bryn Mawr Ave., Bryn Mawr, PA 19010. We will refund your course tuition less a $125 cancellation fee for 30 days into the quarter for which you are registered. Textbooks do not need to be returned and no refund will be given for these textbooks.
Frequently Asked Questions
Why is The America College moving the Registered Employee Benefits Consultant® (REBC®) and the Chartered Healthcare Consultant® (ChHC®) designations to the National Association of Health Underwriters (NAHU)?
In partnership, NAHU and The College have determined the optimal location for the REBC® and the ChHC® designation is with NAHU. The College will focus on offering credentials and degrees for life insurance professionals, financial advisors, wealth manager and planners, while NAHU broadens its focus on employee benefits and healthcare education.
When do I need to complete all my courses including exams to earn the REBC® and/or the ChHC® designation thru The College?
By June 30, 2017
What is the last day for potential students to enroll and declare REBC® and/or ChHC® as their designation(s)?
January 1, 2016
How do I know how this impacts me and what I need to do?
All currently enrolled REBC® and ChHC® students will receive an email in December outlining their transcript information for these (2) designation and identification of what courses they need to take to earn the REBC® and/or ChHC® designation. Enrolled REBC® and ChHC® students are also encouraged to contact our professional educational counselors at 888-263-7265 or email firstname.lastname@example.org
How will this work with the Current Curriculum program, which goes into effective 7/1/16?
In-process REBC® and ChHC® students enrolled before 1/1/16 will be exempt from the Current Curriculum effort as it relates to the REBC® and ChHC® studies.