Financial Education for Securities, Banking, & Insurance Professionals.

» April 2014


Women and Retirement
Women and Retirement: An RICP® Can Help

The RICP® (Retirement Income Certified Professional®) curriculum is built around the core competencies that a retirement planner must master to be successful. One clear advantage from the RICP® course of study is the education on retirement planning for women.

Consider the following:

  • Many women retiring today have fewer years in the work force, smaller defined benefit plans, smaller defined contribution assets, and smaller Social Security benefits based on their work history.
  • Women have generally been more conservative investors in their savings and retirement accounts, hurting their portfolio performance over the long term.
  • Women have exceptionally long life-expectancies. On average, women will live 3 to 4 years longer than men. Including women who remain single, are divorced or widowed, more women will live out their lives in an unmarried state as opposed to men.
  • Among women who marry, an estimated 75 percent of them will outlive their husbands and will inherit most, if not all, of the assets owned by the couple while both were alive.

Women must receive increased attention from financial advisors and they should also be involved in their retirement and estate planning. They should fully understand what assets are available, their investments' risk/return characteristics, potential life insurance proceeds, and they should have a game plan for liquidating assets as a widow. Advisors who have earned their RICP® are well equipped to handle these delicate issues with confidence. Studies also reveal that women who trust and appreciate their financial advisor are more likely to remain with their advisor after the death of a husband, and to recommend him or her to others.

The RICP® designation is more than just "cutting edge." The material is robust, it is deep, and it is broad. Even the most experienced advisors who have taken these courses often rave about the new and valuable insights they get from the material. So, check out the RICP® today and be on your way to the top tier of retirement income planners!

CFP Certification With Confidence
 
CFP® Certification Review Course Offered by The American College

The American College's CFP® Certification Review Course is gaining momentum, thanks to the success rate of the students that have taken it.

Our surveys indicate a pass rate of 83% of students who took our review, compared to the national pass rate of 66%*.

Benefit from charismatic instructors, who also hold their CFP®, focusing candidates on the most important material of their exam. We offer students two choices:

  • A 4-day Live Review – Study beforehand then attend the course in Dallas, TX. Dates are May 29 – June 1st, 8:30am - 5:30pm each day.
  • Webinar – Take advantage of the same instructors from the convenience of your home. Webinar dates run from June 2nd – 30th, every Monday and Wednesday evening from 6:00pm - 9:00pm (9 classes total).
CFP Live Review Our CFP® Certification Review course prepares students with:
  • 1,000 learning objective based pre-work questions.
  • Digital access to all of The College's CFP® Certification Course Materials.
  • 1,000 domain based questions – the only program to offer the same format of questions found on the actual exam.
  • 200 questions based on case studies and items sets.
  • And the student favorite "QUESTION OF THE DAY".
Visit us online for information on the review.

Or call one of our Professional Education Counselors that are always here to help:
888-263-7265.

*Results based on the December 2013 student survey.

 
ChHC Chartered Healthcare Consultant
 
New, Streamlined 4-Course Curriculum is Now Live!

Healthcare in America is changing. After the passing of the historic Affordable Care Act (ACA) legislation in 2010, clients are now asking advisors for answers not only about financial matters, but how the new healthcare laws could impact them as well. The American College has redesigned its ChHC® (Chartered Healthcare Consultant®) designation to a 4-course curriculum, centered on ACA legislation and today's healthcare environment, helping advisors navigate the new laws with accuracy and ease.

The ChHC® program now consists of four courses, including a curriculum that addresses the current laws of the Affordable Care Act, health insurance for individuals and businesses, and the future of healthcare in America:
Healthcare
  • HS 345: Healthcare Reform for Employers and Advisors
  • HS 313: Individual Health Insurance
  • HS 340: Advanced Topics
    in Group Benefits
  • HS 346: The Healthcare Consultant
Be prepared to answer your clients' questions by gaining comprehensive knowledge from a trusted source. The American College has focused all of the basic, but essential topics of the ChHC® designation into a current and tailored program to fit the needs of financial advisors today.

Get more information on the ChHC® program, or call: 888-263-7265.
Women's Leadership Summit - June 3-5, 2014 - New Orleans, Louisiana
 
Get Ready for the 2014 Women's Leadership Academy Summit
Attention! The deadline to register for Track I (CLF® Track) has passed. To be added to the waiting list, please call 610-526-1364.

Track I: Creative Problem Solving and the Strategic Planning CLF® Track
Summit attendees in Track I will receive course materials including the textbook, pre-course reading and an assignment for HS 384: Creative Problem Solving & the Strategic Planning Process, approximately one month prior to the WLA Summit. Track I attendees are asked to complete reading assignments in preparation for the actual course.
This track is limited to 35 participants.


Track II: Authentic Leadership Development
Stay ahead of the game and learn about trending industry topics sure to impact agency effectiveness by selecting one of three Knowledge Building workshops.
  • Field Leadership: Recruiting and Developing Diverse Field Teams
  • Performance Management
  • Expanding Agency Scope: A look at Retirement Income Planning
This track is limited to 35 participants.

Click here to Register
Space is limited and a sold-out event is expected.
 
Soldier Citizen Award
 
Now Taking Nominations for The American College's
Soldier-Citizen Award
The American College wants to celebrate military leadership, success in the financial services industry, and the greatness of American society with its inaugural Soldier-Citizen Award. We are seeking nominations that represent someone who has protected our freedoms by serving in the Armed Forces and subsequently enhanced our society as a citizen.

Do you know someone who falls within these criteria? If so, we ask you to please take the time and nominate them for The American College's Soldier-Citizen Award.

To recommend someone, please follow the instructions on the nomination form.

For any questions, please contact Ted Digges, Executive Director of the Penn Mutual Center for Veterans Affairs. Submissions are due by Memorial Day, May 26th, 2014.

Nomiation Form

The selected nominee will be presented with the award in front of industry leaders at The College's annual Clambake event, held this year in August at Lake Geneva, Wisconsin. For more information on the Clambake, visit us online.
Alumni Tour - Hartford Live
 
Register now for the Next Stop on The Alumni Tour:
May 22nd – Hartford, CT
Our LIVE events are always highly rated amongst attendees and are one of the many benefits we offer our alumni. For our next stop on the alumni LIVE tour, we invite you to join The American College and our industry's top thought leaders in Hartford, CT as they share the latest developments in the industry, product innovations, and regulatory updates. Our speakers are some of the most highly regarded in the industry, and The American College is bringing them all under one roof for this exciting event.

Don't miss out on this great opportunity to connect with The American College, receive CE credit, and network with other financial services professionals!

Hartford Live is being held at the Connecticut Convention Center, 100 Columbus Blvd., Hartford, CT, 0613 on Thursday, May 22nd, 2014, from 10:00am – 2:00pm. For more information, please call Alumni Relations at 610-526-1477. Cost is $35 per seat, or $350 for a table of 12. Registration includes lunch.

To see some highlights of our live events, watch our video.
 
In 2015, we will be celebrating new designees in HAWAII! Will you be there?
 
Save the Date - Knowledge Summit 2015 is Headed to Hawaii!
Aloha! The American College's next Knowledge Summit and Commencement will take place on October 22, 23 and 24, 2015 at the Hilton Hawaiian Village Waikiki Beach Resort. Future announcements will be made as we confirm details for this exciting event. Interested in walking at graduation? Be sure to complete your designation coursework by July 31st, 2015 to secure your spot at Commencement.

For questions regarding the Knowledge Summit, please contact: summit@theamericancollege.edu.

Hope to see you there!
Prudential
 
A Thank You to Prudential
Thanks to Prudential, every student at The American College has access to the latest online and mobile learning resources. The Online Learning Center gets viewed over 50,000 times each month by students. Whether they are at work, on the road or at home, students can enjoy 24/7 access to course materials and other valuable resources – thanks to the generosity of Prudential.

"We couldn't be more pleased with Prudential's support of The American College, particularly the company's commitment to online learning," says Jack Hondros, Chief Marketing Officer of The American College. "All of our students have interaction with the Online Learning Center at some point during their education with us, and the success of our students would not be possible without the sponsorship by this fine organization."

View a tutorial of the Online Learning Center, or test drive an online course
 
in the news
Michael Ososki
Alumnus of The Month – April 2014
Michael J. Osoki, ChFC®, CASL®, CLU®, CFP®, MSM
The Alumnus of the Month for April 2014 is Michael J. Osoki, ChFC®, CASL®, CLU®, CFP®, MSM. Click below to read more about his experience and impact on the industry.

Congratulations, Michael!
Read more
 
Articles
Today's Top Stories
The Wall Street JournalThe Smart Way to Tap Investment Accounts in Retirement

USA TODAY– New IRA Rollover Rules Hit Wealthiest Savers

Forbes – The New Financial Task We All Need To Tackle ASAP
 
 
One Person - Transforming Lives with The American College - Join Our Campaign. Give Now!
 
ChFC and CLU - Highest Standard of Knowledge and TrustThe marks CLU® & ChFC® are the property of The American College and may only be used by individuals who have successfully completed the initial and ongoing certification requirements for these designations.

Share with your clients: ChFCHighestStandard.com & CLUHighestStandard.com.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

The American College does not certify individuals to use the CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with flame logo)® certification marks. CFP® certification is granted solely by Certified Financial Planner Board of Standards, Inc. to individuals who, in addition to completing an educational requirement such as this CFP Board-Registered Program, have met ethics, experience, and examination requirements.
Programs of Study
 
Centers of
Excellence

Resources
Insurance Education
 
RHU®

Registered Health Underwriter®

(Health Insurance)

 
 
ChHC®

Chartered Healthcare Consultant®

(Healthcare Specialty)

 
 
REBC®

Registered Employee

Benefits Consultant

(Employee Benefits)

 
 
CLF®

Chartered Leadership Fellow®

(Field or Agency Leadership)

 
 
LUTCF

Life Underwriter Training

Council Fellow

(Insurance Skills)

 
 
CLU®

Chartered Life Underwriter®

(Insurance Specialty)

 
 
Financial Planning
 
ChFC®

Chartered Financial Consultant®

(Advanced Financial Planning)

 
 
CFP®

Certification Education

(Financial Planning)

 
 
CASL®

Chartered Advisor for

Senior Living®

(Retirement Income Education)

 
 
FSS

Financial Services Specialist

(Financial Services Basics)

 
 
CAP®

Chartered Advisor

in Philanthropy®

(Philanthropy)

 
 
RICP

Retirement Income

Certified Professional

(Retirement Income)

 
 
Graduate Degrees
 
MSM

Master of Science in Management

(Executive Leadership)

 
 
MSFS

Master of Science in

Financial Services

(Advanced Financial Planning)