Financial Education for Securities, Banking, & Insurance Professionals.

» February-2012-Connections

Please do not respond to this e-mail.

The American College - Connections: Inside The DNA of Financial Services
February 2012

Coming in 8 weeks: Retirement Income Certified Professional™ – RICP™

The latest ideas for creating sustainable retirement income for your clients.

This exciting, new three-course designation from the nation's leading accredited educator of financial advisors, The American College, solves the puzzle of retirement income planning for financial advisors.

  • Innovative video-based online delivery
  • Contributions from experts in the field
  • Comprehensive learning resources
  • The depth you need to make a meaningful impact on your clients' lives

Courses include:

  • Retirement Income Process, Strategies, and Solutions (Available April 1st)
  • Sources of Retirement Income
  • Managing the Retirement Income Plan

Be sure to check out the videos offered below by the New York Life Center for Retirement Income. All the videos featured are a part of the RICP™ designation, and provide a sneak-preview of what this trailblazing educational program offers for both you and your clients.

Sign up to receive updates and be first in line when
this exciting program launches in April!

New ChFC® Course Offerings for February and March!

The Chartered Financial Consultant® is the nation's premier financial planning designation, and earning it will help you reach your professional goals and better assist your clients. The ChFC® program prepares you to meet the advanced financial planning needs of individuals, professionals and small business owners. You will gain a sustainable advantage in this competitive field, with in-depth coverage of the key financial planning disciplines, including insurance, income taxation, retirement planning, investments and estate planning.

To get started on this nationally respected designation, sign up for one of our upcoming Live Online ChFC® classes!

Fundamentals of Estate Planning HS 330 - 2080-1189
Professor(s): Constance Fontaine | Start Date: 02/07/12 | End Date: 03/01/12
This class meets every Tuesday and Thursday from 6:00pm to 8:30pm ET

Fundamentals of Insurance Planning HS 311 - 2080-1187
Professor(s): Kevin Lynch | Start Date: 02/02/12 | End Date: 02/28/12
This class meets every Tuesday and Thursday from 6:00pm to 8:30pm ET

Planning for Retirement Needs HS 326 - 2100-2119
Professor(s): David Littell | Start Date: 03/20/12 | End Date: 04/12/12
This class meets every Tuesday and Thursday from 6:00pm to 8:30pm ET

Financial Planning: Process/Environment HS 300 - 2100-2164
Professor(s): Craig Lemoine | Start Date: 03/20/12 | End Date: 04/12/12
This class meets every Tuesday and Thursday from 6:00pm to 8:30pm ET

Click Here To Learn More!

Could You Live On 60% of Your Salary?

Join us 1 pm ET March 8 for a can't-miss 55-minute webcast on disability insurance with a live Q&A immediately following

The American College and MassMutual commissioned the study, Employer Perspectives on Disability Benefits, in order to better understand what employers are offering in disability overage and to identify potential shortfalls and gaps in these offerings. The study was conducted by the Boston Research Group, a leading strategic market research and consulting firm specializing in the financial services industry. Benefit managers, or those most familiar with their company's group long-term disability plan, were interviewed by telephone. From a list of the 3,000 largest companies, 316 interviews were completed.

To learn more about the findings of Employer Perspectives on Disability Benefits, join us for our March 8th webcast, featuring MassMutual's Tracy Shaw and Lisa Karam. This informative, 55 minute presentation will be followed up by a Q&A session, where you can get your questions answered!

Click Here To Learn More!

New Interviews from The New York Life Center for Retirement Income!
Learn More About Retirement Income Planning

The New York Life Center for Retirement Income (NYLCRI) website at The American College provides free and timely video content exploring the different topics of retirement planning. Here are just a few of the latest offerings:

Retirement Income Planning
New interviews with Jonathan Guyton, CFP®, founding principal of Cornerstone Wealth Advisors, Inc., and Michael E. Kitces, MSFS, MTAX, CFP®, CLU®, ChFC®, RHU®, REBC®, CASL®, CWPP™, Director of Research for Pinnacle Advisory Group:

Tax Planning
New interviews with Dr. William Reichenstein, CFA, who holds the Pat and Thomas R. Powers Chair in Investment Management at Baylor University:

Claiming Social Security Benefits
Additional interviews with Dr. William Reichenstein, CFA:

Please be sure to continue to our website where you can find newly added content, free of charge.

All of these videos will be featured as a part of the first course of our newest designation, the Retirement Income Certified Professional™, mentioned above. Interested in the RICP™? Visit

Alumni Hall of Fame Nominations
Submit Your Recommendation by May 15, 2012

This is your opportunity to recognize an esteemed and admired graduate of The American College by nominating him or her to the Alumni Hall of Fame. Each year we honor one individual who has made extraordinary contributions in time, effort and energy to The College and the Alumni Association.

Additionally, individuals must be long-term volunteers and active participants in The College's community and learning environment.

Only six individuals have ever received this honor, including the 2011 recipient, Sal Farina, MSM, CLU®, ChFC®, CLF®. The brightest leaders in the industry get nominated each year, and for 2012 the selection process has been changed. In previous years, a review committee of past Hall of Fame inductees and the President of The American College Alumni Association chose the Alumni Hall of Fame recipient, but now the Alumni Board will be selecting the honorary person based off your nominations.

It is important to pay tribute to someone who has gone above and beyond to give back and help build value to The College. If you know someone who is worthy of this honor, please take the time to nominate that person for the Alumni Hall of Fame.

Send your nominations to .(JavaScript must be enabled to view this email address)

Have You Restarted Your Clock? Act before March 30th!

The American College's Restart Program gives you a chance to save the credits that you worked so hard to earn from expiration. You can extend the deadline on one expiring credit by signing up for an additional course in the program, demonstrating a serious intent to complete the designation. Signing up for two courses will extend the expiration date on two or more expiring courses -- whatever credits are at risk through 2012 -- by an additional two years.

To find out more, visit:

The Wealth Channel Magazine — now on available on the Newsstand App!

Check out the latest issue of The Wealth Channel Magazine! Focusing on the intricacies of retirement planning, this issue has the answers to the questions your clients will be asking as they approach retirement age. The American College professor Arthur Tacchino, JD has a featured article, "Healthcare Reform's Effect on Medicare", and long-time financial services producer Tom Hegna, CLU®, ChFC®, CASL® talks about issues of retirement planning in his article, "Running Out of Money".

The Wealth Channel is your source of practical information to help you help your clients.

Want to read the magazine on your iPad or iPhone?
Download The Wealth Channel mobile app for free! Just follow the App Store link to the left. The Wealth Channel mobile app is jam-packed with all the written content AND streaming videos.

Download it today — it only takes a minute, and you'll be glad you did.

Alumna of the Month, February 2012


Maxine Niemeyer is a graduate of the Detroit College of Business. An advocate for continuing education, she holds the CLU®, ChFC®, MSFS, and MSM designations and certificates in estate planning, pension planning and personal investments.

Ms. Niemeyer began her career at Phoenix Home Life in 1956 and continues to this day to serve as a leader and mentor.

Alumni Travel & Learn Cruise Departs for the British Isles
May 13-24, 2013

Join the American College for this unforgettable 11-night cruise of the British Isles aboard the luxurious Celebrity Infinity. This cruise is a once in a lifetime opportunity to explore the historic sources of so much of what makes up American heritage.

Traveling round-trip from the port at Harwich, England (near London), at the start of the cruise, you'll cross the English Channel to Le Havre, France. From Le Havre, you'll travel southwest and enjoy a day trip in Paris.

The Infinity then proceeds to two scenic ports of call: Guernsey in the Channel Islands, and Cork, Ireland. While in Ireland, the Infinity will make stops in three beautiful and historic ports of call: Dublin, Liverpool, and Belfast, then continues on to Glasgow. Rich in history and lore, these stops are from where so many of our forbearers began their journeys to America.

The 2013 Travel-Learn Cruise concludes with a visit to the legendary Loch Ness, near the northern tip of the United Kingdom.

You'll also hear great presentations, get outstanding opportunities for Continuing Education credits, as well take part in some tremendous cultural, shopping and golf outings at Fota Island Golf Resort in Ireland and West Kilbride Golf Club in Scotland.

Click Here To Learn More!

Or contact Bryan Yackulic .(JavaScript must be enabled to view this email address).

Your input Matters!
What should be the next Travel-Learn destination?
Click here to take a brief, one-question survey.

New on — Reviving the Industry
David Woods and Maria Umbach discuss decline in life insurance ownership

Why is life insurance ownership at a 50-year low? Is it an awareness problem? Does the responsibility lie in the hands of the agent? The carrier? Does anybody care? In this Wealth Channel special feature, Katy O'Leary sits down with David Woods and Maria Umbach to consider the ownership problem and attempt to find a common thread that could carve a path to a solution.

Great CE Ethics Opportunity!

The Center for Ethics in Financial Services at The American College is once again offering Ethical Issues in Dealing with Elderly Clients (CE 110), on February 29 from 1:00 - 2:00 p.m., EST. Working with this growing demographic segment presents unique challenges and tremendous opportunities. This course will help prepare you for the issues and questions that are currently being raised.

Along with timely and relevant content, this course features:

  • Real life scenarios and case studies
  • Interactive critical analysis
  • Live discussion led by Julie Ragatz, Director of the Center for Ethics
  • Registration fee of only $20.50 per person
  • One hour of CE ethics credit in most states

To register for the upcoming class on Wednesday, February 29th, login to your student account* at or call 610-526-1356 today for more information.

*For employees of Center for Ethics Member companies, be sure to enter the 'ETHICSCE' promo code to receive your 50% discount.

The Wealth Channel™ - All Business. No Static. - Take The Tour!
The American College - 270 South Bryn Mawr Avenue, Bryn Mawr, PA 19010
ChFC<sup><sup>®</sup></sup> - CLU<sup><sup>®</sup></sup>: Highest Standard of Knowledge & Trust. The marks CLU® & ChFC® are the property of The American College and may only be used by individuals who have successfully completed the initial and ongoing certification requirements for these designations.

Share with your clients: &

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

The American College does not certify individuals to use the CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP(with flame logo)® certification marks. CFP® certification is granted solely by Certified Financial Planner Board of Standards, Inc. to individuals who, in addition to completing an educational requirement such as this CFP Board-Registered Program, have met ethics, experience, and examination requirements.
Programs of Study
Centers of

Insurance Education

Registered Health Underwriter®

(Health Insurance)


Chartered Healthcare Consultant®

(Healthcare Specialty)


Registered Employee

Benefits Consultant

(Employee Benefits)


Chartered Leadership Fellow®

(Field or Agency Leadership)


Life Underwriter Training

Council Fellow

(Insurance Skills)


Chartered Life Underwriter®

(Insurance Specialty)

Financial Planning

Chartered Financial Consultant®

(Advanced Financial Planning)


Certification Education

(Financial Planning)


Chartered Advisor for

Senior Living®

(Retirement Income Education)


Financial Services Specialist

(Financial Services Basics)


Chartered Advisor

in Philanthropy®



Retirement Income

Certified Professional

(Retirement Income)

Graduate Degrees

Master of Science in Management

(Executive Leadership)


Master of Science in

Financial Services

(Advanced Financial Planning)