Advanced Marketing Director
April Caudill JD*, CLU®, ChFC® is a Director of Advanced Marketing with The Prudential Insurance Company of America in Plymouth, Minnesota, responsible for advanced marketing strategies, research and analysis. Prior to joining the Company, she served as the Managing Editor of Tax Facts at the National Underwriter Company, where she worked for 19 years. Her areas of expertise include qualified plans, ERISA, and distribution planning.
April is a frequent writer and speaker on retirement and distribution planning topics, and publishes a bimonthly pension planning column in the Journal of Financial Service Professionals. In 2002, she was the first place winner of the Kenneth Black Jr. Journal Author Award presented by the Foundation for Financial Service Professionals. She is the 2009-2010 Secretary of the Society of Financial Service Professionals and a member of the Association for Advanced Life Underwriting. April's publications also include contributions to Retirement Income Redesigned by Harold Evensky and Deena Katz (Bloomberg, 2006) and ERISA, A Comprehensive Guide (Aspen, 2008). She is the co-author of The Mutual Fund Handbook (National Underwriter, 2001).
This material has been prepared to assist licensed financial professionals and clients' advisors. It is designed to provide general information in regard to the subject matter covered. It should be used with the understanding that The Prudential Insurance Company of America and its affiliates (Prudential), Newark, NJ, are not rendering legal, accounting or tax advice. Such services should be provided by the client's own advisors. Prudential does not necessarily endorse the statements on this video segment. The statements made by Ms. Caudill on this video are solely her own and Prudential expresses no opinion with regard to them. Except as noted, Prudential is not affiliated with any entity or individual that appears in any capacity on this website.
If a 72(t) distribution is contemplated, the taxpayer should understand that substantially equal periodic payment distributions must continue for 5 years or until the taxpayer reaches age 59Â½, whichever is later. Investments subject to market risks are not guaranteed and may lose value. Distributions will reduce account values and the impact of such distributions on the taxpayer's retirement plans should be considered. Various restrictions apply to distribution amounts and future contributions. The taxpayer should consult with his or her tax advisor for more information.
*Not in the practice of law for Prudential