This section contains longer, more comprehensive conversations on a range of topics. These seminars help provide additional context and background. These programs would make excellent lunch-and-learn programs or content for your training meetings in your offices. Feel free to use the material in this way, or as a way to familiarize yourself with a topic.
CE Offerings:
Seminar Series: Saving for Retirement
(David A. Littell, JD, ChFC®, CFP® and Kenn Beam Tacchino, JD, LLM and Walt Woerheide, PhD, CFP® and Somnath Basu, Ph.D. and Joshua Weiner, Ph.D.)
This seminar includes key topics that should enhance your retirement planning practice including: choosing an appropriate replacement ratio and savings rate to attain that goal, motivating clients to save more for retirement, fine-tuning the retirement need calculation for older clients, and how the characteristics of an individual’s job (human capital) impacts retirement portfolio investment decisions.
Seminar Series: Reverse Mortgages in Retirement Planning
(Dr. Barbara Stucki, Ph.D. and David A. Littell, JD, ChFC®, CFP®)
As many Americans have much of their wealth tied up in their homes, it seems likely that we will see more tapping of home equity in retirement. This seminar covers a range of options for tapping home equity, but focuses mostly on reverse mortgages. How they work, how much equity can be tapped, what are the fees involved, what distribution options are available, and maybe most important how to minimize the costs and maximize the benefits of the reverse mortgage.
Seminar Series: Annuities in the Retirement Income Plan
(Ben G. Baldwin, Jr., CLU, ChFC, CFP® and David A. Littell, JD, ChFC®, CFP® and Allen McLellan, LUTCF, CLU®, ChFC®, CASL®, CFP® and Kenn Beam Tacchino, JD, LLM and Walt Woerheide, PhD, CFP® and Moshe Milevsky, Ph.D. and Craig W. Lemoine, CFP®)
In this seminar, we begin by discussing the academic support for using annuities in the retirement income plan. Then we focus specifically on uses of immediate annuities and after that discuss deferred annuities in the retirement income plan. Finally, we review the conversation with a client that can help identify client goals and how that translates into an appropriate product selection.
Seminar Series: Retirement Income Strategies
(David A. Littell, JD, ChFC®, CFP® and Garth A. Bernard and Kenn Beam Tacchino, JD, LLM and Mark J. Warshawsky )
This seminar covers choosing retirement income strategies. The program begins with a discussion of the limitations of a systematic withdrawal strategy, and then reviews using immediate annuities, deferred annuities, using a combination approach, and finally how to pick the appropriate strategy for your client.
The New York Life Center for Retirement Income was funded by New York Life Insurance Company, “New York Life”. It is intended to be an educational venue for financial advisers to learn about retirement planning. Please note that the opinions presented in these videos are those of the speakers, and do not necessarily represent the opinions or policies of New York Life. New York Life makes no warranties or representations about the accuracy or completeness of the statements made in this video, or any associated materials appearing on The American College website and assumes no liability for damages resulting from the use of the information contained therein. New York Life and the American College are not engaged in rendering legal, accounting, tax, or other professional advice through the use of these videos or associated materials. If legal, tax, or other expert advice is required, the services of an appropriate professional should be sought.
