Financial Education for Securities, Banking, & Insurance Professionals.

Student FAQs

Core Designations

 
Registration and Student Account
 
How do I register for my first course at The American College?
There are several different ways to register for your first course at The College:
  • Create your Student Account and register at the Student Account and Registration link above.
  • Speak to a Professional Education counselor at 888-263-7265
  • Download the the Course Registration Form
 
How do I create my Student Account?
Click on the Student Account and Registration link, then click on create a new user account. Complete the profile information, make a note of the username and password you created, then login to your Student Account. From here, you will be able to register for courses and track your academic progress.
 
What is available to me through my Student Account?
In your Student Account, you are able to register for courses, view your grades and transcript, view your payment history, browse The College bookstore, track your orders, and more. Your Student Account logon name and password is not assigned to you from The College, you must create your own username and password, so make a note of this information once it is successfully created.
 
I forgot my username and password for my Student Account, who should I contact?
Please contact a Professional Education counselor at 888-263-7265 if you forget your username and password.
 
I am having trouble registering through my Student Account, who should I contact?
Please contact a Professional Education counselor at 888-263-7265.
 
Tuition and Fees
 
How much is course tuition and what does it include?
The tuition for CLU®, ChFC®, CFP®, CASL®, RHU® and REBC® courses is $659, plus $25 (per course) for shipping and handling of materials. Your tuition covers the cost for all of your required study materials, including textbooks, audio reviews, and syllabus, as well as access to online study tools, sample exams, and interactive exercises. Your examination is also included with the cost of tuition.
 
Are there additional fees that I am required to pay as a new student?
If you are taking your first course with The American College, you will be charged a one-time, non-refundable New Student Fee of $150. This fee covers the cost of setting up student records, which enable us to track your progress.
 
Examinations and Exam Quarters
 
What is an EOD® ticket?
An EOD®(examination on demand®) ticket is your enrollment ticket used to schedule your final exam at a Pearson VUE testing center at any time during your selected exam quarter. If you chose the current exam period, your EOD ticket will be sent as soon as your registration is processed, along with a list of examination centers and an instruction pamphlet. If you chose a future exam period, you will receive your EOD ticket about one week before the start of that exam period.
 
I am registering for a course, what does "exam quarter" mean?
During the course registration process, you are required to select an exam quarter. The exam quarter is the quarter in which you are to have your final exam completed. There are four quarters for you to choose from, and it is recommended you select a testing quarter with plenty of time to prepare for your exam. The four quarters during the year are January-March, April-June, July-September, or October-December and you are able to test at any time within your chosen 3-month testing window.
YOU MUST HAVE YOUR TESTING COMPLETED FOR YOUR COURSE WITHIN YOUR CHOSEN QUARTER OR ADDITIONAL FEES WILL APPLY.
 
Blackboard Access
 
What is the Blackboard website and how do I logon?
The Blackboard website gives you access to an online textbook and syllabus, learning modules which break the assignments into shorter segments, practice questions, interactive learning exercises, sample exams, faculty course pages, important announcements and much more. You must be registered for a course to be able to access the Blackboard website. If you do not have your logon information and would like to request this to be sent to you, please send an email request to Blackboard@TheAmericanCollege.edu.
 
Is it required to log-on to the Blackboard website?
No. It is not a requirement to log-on to the Blackboard website. However, since the courses are primarily self-study, the Blackboard website makes your learning hands-on with interactive exercises and practice exams. The time management tips available on Blackboard also give guidance to stay on track while studying for your final exam.
 
Course Materials and Textbook Revisions
 
Once I register for my first course, when should I expect to receive my materials?
Expect to receive your materials (textbooks, audio review, and syllabus) in 7-10 business days after your registration is completed. Expect to receive shipping confirmation and Blackboard access through email, immediately after your registration is processed. If you chose the current exam period, your EOD ticket will also be sent immediately. If you chose a future exam period, your EOD ticket will be sent about one week prior to the start date of your chosen testing quarter. It is important that you provide a valid email address and home address so you receive all of the materials you need. Final grade reports and EOD tickets are sent only to home addresses, not business addresses.
 
Are there additional study materials other than what is already included in my tuition cost?
Yes. Keir Educational Resources offers additional study materials. These materials, which are available to be purchased online through The College's bookstore, include review digests, interactive exam CD's, and flashcards. Click here to learn more about these supplementary study materials.
 
I registered for a course, why have I not yet received my textbooks?
If you have not received your textbooks after 10 business days of your registration, please contact a Professional Education counselor at 888-263-7265. Materials can be held up from shipping for several reasons i.e., prior balance, unpaid new student fee, invalid shipping address, or textbook revisions.
 
What should I expect if my textbooks are under revision for the quarter I have selected to test in?
The American College textbooks are regularly revised to reflect recent tax code changes, new legislation, and industry trends so you can stay current. Revised textbooks are shipped to students on the first day of the month of your selected testing quarter. Textbooks that are not under revision are shipped as soon as the registration is processed. Make a note of the valid textbook dates under each designations course curriculum.
 
Exam Scheduling
 
How do I schedule my final exam?
Once you receive your EOD (examination-on-demand) ticket, you are able to schedule your final exam. It is recommended that you schedule your exam as soon as you receive your EOD ticket to avoid the last minute rush and to give yourself enough time to study.

You must contact a Pearson VUE testing center at 866-392-6822 or visit their website at www.vue.com/taclocate to schedule your final exam. Pearson VUE will send you a confirmation email, which lists the scheduled date and time of your exam, as well as directions to the testing center location. Click here to view more detailed information about Pearson VUE testing centers.
 
When will I know my exam results?
At the end of the allowed testing time at the testing center, you will receive a pass/fail grade and a summary of your performance by assignment. The College will mail an official grade report to you within 10 days after you have taken the exam. Remember, official grade reports are sent only to home addresses.
 
Exam Retakes and Reschedules
 
What happens if I fail my exam?
If you are unsuccessful in your attempt, The College permits you to retake an exam for a fee of $170 . If you do not take or pass the exam within one year from the original quarter of enrollment, you would be required to re-enroll in the course at full tuition. You must wait at least 2 business days before you reschedule another appointment at a testing center for a failed exam.
 
What happens if I do not test within my chosen exam quarter?
If the 3-month window passes and you have not taken your final exam, there is $170 reschedule fee to move your testing quarter to a later quarter. If you do not reschedule within one year, you would be required to re-enroll in the course at full tuition.
 
CE Reporting
 
What courses can I take to fulfill a CE requirement?
Any of The American College's Huebner School courses can be counted towards your CE credit requirements (varies by state). Please refer to the CE Grids by Program on the Continuing Education page to determine how many CE credits each course is worth in your home state.
 
How do I report my CE credits to my home state?
It is required that you request CE to be reported to your home state at the time of registration. CE for completed courses is NOT reported to your home state automatically, and must be requested separately. As many states have deadlines from the examination date by which your CE must be reported, The College does not guarantee CE will be accepted by your state if you request after taking the final examination and is not responsible if CE is not awarded by your state. If you have not already requested CE to be reported for your course, please contact a Professional Education counselor at 888-263-7265 and have your state license number ready.
 
Transfer Credit
Am I able to obtain transfer credit for prior coursework?
Yes. You are eligible for transfer credit towards your courses provided the following:
  • You have completed comparable courses at an accredited college or university, or in The American College's Irwin Graduate School
  • Courses were completed within 7 years prior to your application date, and a grade of a "C" or better was earned.

There is a $65 (per course) transfer of credit fee. Click here for additional information about transfer credits.
 
Course and Designation Completion
 
How long to do I have to complete my designation?
Click here to view the policy concerning timely completion of requirements for designation/degree programs.
 
What should I expect as I am close to completing all of the required courses in my designation?
During the scheduled testing quarter of the last course of your selected program, you will receive a designation application. This is your notice that you are a few steps away from designation completion. To receive your designation, you must successfully complete all of the required courses in your program, meet experience requirements and ethics standards, and agree to comply with The American College Code of Ethics and Procedures. Click here to view detailed information about these requirements.
 
Are there any requirements to maintain my designation once I have earned it?
Yes, there is a recertification fee effective for all students who are awarded their first designation subject to PACE (Professional Achievement of Continuing Education) after February 1, 2007. Click here to view details about PACE recertification program.
 
CFP® Certification Curriculum Students
In addition to completing the CFP® Certification Curriculum, students must meet additional CFP® Board requirements in order to qualify to sit for the CFP® Certification examination. These include the completion of a Bachelor's degree and ethics and experience requirements. Please visit www.cfp.net for more information.
 
General Questions
 
I just registered for a course, what do I do now?
Once your course registration is completed, expect an email that includes a course confirmation and the status of your ordered course materials. Depending on textbook revisions, expect to receive your materials (textbook, audio review, and syllabus) in 7-10 business days. Before your materials arrive, you are able to logon to the Blackboard website and view the materials online.
 
Are all the courses self-study courses or are there live courses available?
The American College offers some live review courses. Click here to view the current schedule. Horizons DVD's are also available for select courses, giving you the opportunity to set up live classes in your office. Click here to learn more about the Horizons program.
 
Is there a comprehensive exam after I complete all of the courses required for the ChFC®, CLU®, and CASL® designations?
No. The American College issues the designation after all of the required courses are completed and all other requirements are met for the ChFC®, CLU®, and CASL® designations. The CFP® certification requires a comprehensive exam administered by the CFP® Board. Click here for more information on program completion.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER, and CFP (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

The American College does not certify individuals to use the CFP®, CERTIFIED FINANCIAL PLANNER, and CFP(with flame logo)® certification marks. CFP® Certification is granted solely by Certified Financial Planner Board of Standards, Inc. to individuals who, in addition to completing an educational requirement such as this CFP® Board-Registered Program, have met ethics, experience, and examination requirements.


Leadership (CLF®)

 
General Questions
 
What is the difference between the CLF® Program and the other designations, and what are the advantages?
The CLF® Program (Chartered Leadership Fellow®) is different from the other designations since it requires a four day on-campus "capstone" residency for the program. This unique combination of self-study and seminar formats enables you to pursue some course work at your own pace while at the same time giving you the opportunity to network with instructors and other dedicated professionals to share ideas and benefit from their experiences.
 
What is the format of the courses required in the CLF® program?
HS 371 and HS 372 are presented through local/regional delivery by GAMA International. HS 381 is presented as a distance/local delivery course through Kinder Brothers International. HS 373, HS 382, HS 383, HS 384, HS 386, and HS 387 are self-study courses offered by The College, that conclude with a short answer, paper and pencil essay exam. HS 385 is a seminar course and serves as the four-day on-campus "capstone" residency for the program. Click here to read full course descriptions.
 
What is the tuition cost for the CLF® Program?
As a new student to The American College, you are required to pay a one-time new student fee of $150. The tuition cost for the individual self-study course is $775. Prices vary for the special format courses. Please contact a Professional Education counselor at 888-263-7265 for full tuition prices.


Grad School (CAP®/MSM/MSFS)

 
General Questions
 
What type of Graduate Programs does The American College offer?
The American College offers Graduate programs including MSM (Master of Science in Management), MSFS (Master of Science in Financial Services), CAP® (Chartered Advisor in Philanthropy®), and several different Graduate Certificate Programs. Click here to view the curriculum for each of these Graduate Programs.
 
Who do I contact if I have questions about the Graduate programs?
Please contact the Graduate Administration, at 610-526-1385 or e-mail Graduate.School@TheAmericanCollege.edu.
 
CAP® and Graduate Certification Programs
 
Do I need to apply for admission into the Graduate School to enroll in the CAP® designation or any of the Graduate certificate programs?
No, the CAP® and certificate programs are self-study courses that can be taken without admittance into the Graduate school. Each of these courses concludes with an exam administered at a Pearson VUE testing center. To schedule an exam, please call Pearson VUE at 1-866-EXAM-TAC (1-866-392-6822).
 
What is the tuition cost for the self-study Graduate courses and does it include the materials?
The tuition cost for a self-study Graduate course is $1,200 (per course). The tuition includes a study guide and access to The College's Blackboard website. This cost does NOT include textbooks. The price of these textbooks varies by course. Click here to view a list of textbook prices per course. If you are a new student to The College, you are also charged a new student fee of $150. This is a one-time, non-refundable fee, charged only at the time of your admission to The College.
 
How do I register for a self-study graduate course?
  • Click here to create your Student Account, and register at The Student Account and Registration.
  • Speak to a Professional Education counselor at 888-263-7265
  • Download Admission and Course Registration Forms
 
MSM Program
 
How does the MSM program work?
The MSM has been developed to be completed in one year. The program begins and concludes with on-campus residency programs. The balance of the curriculum is completed through convenient self-study and online distance courses. Click here to view the required curriculum for the MSM program
 
How do I apply for admission into the MSM Program?
To apply for admission into the MSM program:
  • Complete and submit course admission and registration forms
  • Submit an official copy of undergraduate degree transcript(s)
  • Provide a letter of corporate approval from your supervisor (if applicable)
  • Submit a statement of intent indicating experience with budgets
  • Complete a telephone interview with the head of the MSM Leadership program.
 
How much is the tuition cost for the MSM program?
There is an admission fee of $375 into the MSM program. The tuition cost is $30,000, which includes tuition for all courses, textbooks and study materials. Students are responsible for transportation, lodging and a state-of-the-art laptop computer (PC only). Please contact Graduate Administration at 610-526-1366 for additional details and payment questions.
 
MSFS Program
 
How does the MSFS program work?
The MSFS program combines the convenience of distance learning with the indispensable student/faculty interaction of on-campus resident study. Two, one week on-campus residencies provide traditional classroom instruction and conclude with a paper and pencil exam, and the self-study courses conclude with a final exam taken at a Pearson VUE testing center. This degree requires completion of 36 course credits-12 credits from residency and 24 credits from distance courses. Click here to view the required curriculum in the MSFS program.
 
How do I begin the MSFS program?
To begin your MSFS studies, you first must be formally admitted to the program. Applicants are selected on the basis of academic and professional criteria. You must have a bachelor's degree from an accredited college or university, pay the required application fee, and submit official transcripts from each college or university attended.

FSCP Program

 
General Questions
 
Why is The American College launching the FSCP™ Designation?

Product and skills training is the foundation for career-long learning and helps advisors and agents succeed. With the FSCP™ program, we are taking our current training curriculum to the next level - offering fresh content and the latest delivery technology to give financial services professionals even greater results.

 
What outcomes does The College see from training programs?

According to a 2013 study, advisors who complete skills training with The American College are 72% more productive in the early stages of their careers. With FSCP™ we're making a good thing even better, giving advisors more content and study choices aligned with the way they want to learn today.

 
Is the FSCP™ material exclusively designed for new agents and advisors?

No. As our content continues to expand, we're serving more experienced advisors as well. Modules on divorce planning, healthcare reform, estate planning, and social media could be very helpful for experienced advisors as well.

 
How is the designation program structured?

FSCP™ is all about choice, offering the best of our current programs blended with new content and fresh delivery options. Students in the program choose from a wide range of topics, taking 10 "educational units" of material that they find most useful. Courses (both live and online classes) are 2 "EUs," while self-study learning modules are 1 "EU." After the EU requirement is satisfied, FSCP™ candidates will also complete an ethics module and a live webinar Certification Course, followed by a designation exam at a convenient local testing center.

 
Can I take selected content if I do not want to earn the designation?

Absolutely. Some advisors may want to take a few modules or courses, and each can be purchased individually.

 
Will Continuing Education (CE) credits be available for FSCP™?

CE will be available for some courses and not others, as has been the case with training programs offered by The College in the past, based on both content and delivery model. Each course or module will clearly indicate whether or not CE is available at registration.

 
What content will be available within the FSCP™ curriculum?

All of the most popular content from our current training programs will be available: prospecting, business insurance, meeting client needs, exploring personal markets, product training, and more. In addition, new self-paced modules will cover healthcare reform, divorce planning, estate planning, term and whole life insurance, use of social media in financial services, and other topics. New modules will continue to be introduced covering all the latest areas vital to an advisor's practice.

 
What learning options are available for FSCP™ courses and modules?

There are four: (1) live local classes; (2) live online webinar classes; (3) asynchronous online classes; and (3) self-paced modules. Candidates are free to mix and match these based on their preferences. The required ethics module is self-paced, and the required Certification Course at the end of the program is delivered in a live-webinar format.

 
What is an "educational unit," and how does that concept apply to FSCP™?

"Educational Units" are used to measure the credit for courses and modules relative to the designation requirements. Each candidate needs to take 10 elective educational units. Live local, live online, and asynchronous online classes are 2 "EUs" each, while self-paced modules are 1 EU. Approved company training programs may also qualify for up to 4 EUs.

 
What are the requirements to earn the designation, and what are the requirements for continuing to use it?

To earn the FSCP™ designation, candidates must complete 10 educational units, The Ethical Advisor module, the Certification Course (live webinar), and the designation exam. Designees must also abide by The American College's Code of Ethics and take 3 hours of approved ethics-related CE every two years.

 
Can participation in company training programs count for any FSCP™ requirements?

Yes. Participating in approved company training may count for up to 4 educational units.

 
When will the FSCP™ content be available? Can I enroll now?

While the FSCP™ program will formally launch on 1/1/2014, candidates may enroll in advance of that date for current training courses that will also count toward the FSCP™. In addition, students who begin either the LUTCF or FSS program prior to yearend 2013 will be able to complete either the LUTCF or FSS under current rules or move to the FSCP™ in January of 2014.

 
Will the LUTCF and FSS designation programs still be available after the FSCP™ launches?

LUTCF or FSS designees may continue to use their credentials the rest of their careers. While no new students will be accepted into those programs by the American College after 12/31/2013, use of the designations will continue. These designees will also have the opportunity to transfer, instead, to the FSCP™ designation by completing the Certification Course and taking the designation exam. No new students will be accepted into the LUTCF or FSS programs by The American College after 12/31/2013. Students currently in those programs, or those who enroll prior to 1/1/2014, will have 18 months after 1/1/2014 to complete their designations. Alternately, they may use the courses they have already completed toward the new FSCP™ mark.

 
What constitutes an enrollment into LUTCF/FSS prior to 1/1/2014?

Students wishing to complete LUTCF or FSS under the current rules must enroll in the program by 12/31/2013. Enrollment means: payment of the new student fee and paid registration for at least one course in either the LUTCF or FSS curriculum other than FA 290.

Absolutely. The American College has a long-standing relationship with NAIFA, and together our two organizations have offered exceptional training programs that have impacted thousands of agents and advisors. The FSCP™ was designed to continue that long tradition of partnership.

 
Will there be a requirement for FSCP™ candidates to be a member of NAIFA prior to receiving the designation?

No, and no other designations The College offers will require membership in a professional organization for conferment. The College will continue to promote NAIFA membership and believes strongly in NAIFA's value to advisors and agents.

 
What will the pricing be for this program? Is it affordable?

The FSCP™ will initially be priced at $249 per EU, with the Certification Course priced at $625. There will be no separate shipping/handling or new student fees required.

 
Where can I go to get answers to additional questions?

Call a Professional Education Counselor at The American College at 888-263-7265.

 

Contact Us

Phone: 888-263-7265

Hours: M–F 8 a.m. – 6 p.m. ET

Online: Use Our Online Form

 
Programs of Study
 
Centers of
Excellence

Resources
Insurance Education
 
RHU®

Registered Health Underwriter®

(Health Insurance)

 
 
ChHC®

Chartered Healthcare Consultant®

(Healthcare Specialty)

 
 
REBC®

Registered Employee

Benefits Consultant

(Employee Benefits)

 
 
CLF®

Chartered Leadership Fellow®

(Field or Agency Leadership)

 
 
LUTCF

Life Underwriter Training

Council Fellow

(Insurance Skills)

 
 
CLU®

Chartered Life Underwriter®

(Insurance Specialty)

 
 
Financial Planning
 
ChFC®

Chartered Financial Consultant®

(Advanced Financial Planning)

 
 
CFP®

Certification Education

(Financial Planning)

 
 
CASL®

Chartered Advisor for

Senior Living®

(Retirement Income Education)

 
 
FSS

Financial Services Specialist

(Financial Services Basics)

 
 
CAP®

Chartered Advisor

in Philanthropy®

(Philanthropy)

 
 
RICP

Retirement Income

Certified Professional

(Retirement Income)

 
 
Graduate Degrees
 
MSM

Master of Science in Management

(Executive Leadership)

 
 
MSFS

Master of Science in

Financial Services

(Advanced Financial Planning)