 |  | The ChFC® provides comprehensive coverage of the key financial planning disciplines, including insurance, income taxation, retirement planning, investments, and estate planning, that will help you succeed in this competitive field. Designees who hold both ChFC® and CLU® credentials average up to 51% higher production income than their peers. |  |  |  | This prestigious course of study helps advance your career by providing in-depth knowledge on the insurance needs of individuals, business owners and professional clients. CLU® designees average up to 27% higher production income than their peers in the first year alone. |  |  |