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The Baby Boomer Bond Dilemma

The American College of Financial Services
The New York Times
October 8, 2020

Are bonds a reliable asset vehicle? With the COVID-19 pandemic’s effect on the economy and record-low interest rates, bond yields are suffering, and Baby Boomers may not be able to depend on them like they once did, putting retirement plans in jeopardy.

Adjunct professor of wealth management David Blanchett and RICP® program director Wade Pfau have both looked at the impacts of low bond yields on those at or nearing retirement. Read more about the facts and figures, as well as what can be done to preserve retirement income, in The New York Times.

Invest in your career with a professional designation.

Baby Boomers are retiring at an unprecedented rate, meaning that more and more Americans are facing the challenge of using their investments to maintain their quality of life. For them, the usual investment advice no longer applies. They need the unique strategies you can learn through the three-course Retirement Income Certified Professional® (RICP®) designation program. Help your clients thrive while growing your career.

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