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Year in Review 2019

The Year That Was: 2019

Dec 13, 2019

This was a momentous year for The American College of Financial Services in many ways.

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The Merits of Charitable Lead Annuity Trusts

Penta | Barron's
Dec 10, 2019

Giving to a charity should be simple, but very often it is anything but for wealthy families looking to give back and create a legacy for future generations.

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How a 401(k) Should Fit Into a Client’s Retirement Plan

Dec 03, 2019

More than 100 million Americans participate in a defined contribution plan, with most of those plans being 401(k)s.

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2020 Trends

How to Provide the Best Retirement Advice in 2020

Dec 03, 2019

Every decade brings change, particularly on financial fronts. For those planning for or entering retirement, the thought of change may be worrisome. Yet, with a strong financial advisor at their side, clients can take advantage of many opportunities in the years ahead.

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Social Security

Why Social Security Is So Vital to Retirement Planning

Dec 03, 2019

Social Security is a near-universal program, with 97% of all Americans between the ages of 60 and 85 either receiving benefits or scheduled to receive them.

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How Annuities Can Increase Happiness in Retirement

Dec 03, 2019

A stable income is often the difference between living well and living in a state of perpetual worry. And this truth doesn’t change just because someone retires.

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Why advisors encourage these older investors to buy more stocks

Dec 02, 2019

Choosing equities and embracing their risk and potential return could make sense for some retirees. Older investors with a combination of pension income, Social Security benefits and income annuities have a measure of safety in retirement.

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5 Next Generation Financial Services Professionals to Watch in 2020

Nov 26, 2019

The financial services industry is on the brink of a major disruption as tenured advisors enter their own retirements and the next generation takes the reins. There are new hurdles to maneuver including technological demands and the growing epidemic of student loan debts.

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Baby boomer

Many boomers shrug off carrying debt into retirement, study says

Yahoo! Finance
Nov 26, 2019

Many baby boomers are now carrying some debt into retirement according to a new Yahoo! Money survey. And although the stigma of having debt in retirement has decreased, experts warn that too much debt can alter your plans for your golden years. 

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A Checklist For Your Retirement Digital Plan

Nov 18, 2019

Few of us look forward to dealing with tech issues in our own lives. But since retirement planning requires effort, and the effort is aimed towards a desired goal, why not add digital planning to the mix? 

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