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If you’ve been in the profession long enough, you’ve likely encountered some variation of the saying, “Diversification means always having to say you’re sorry.”

When clients make undesirable financial or investment choices, it is often the result of biases and heuristics. Cognitive bias occurs when drawing incorrect conclusions, based on an ill-conceived heuristic, to make bad decisions.

In his Forbes column, Co-Director of the Retirement Income Center at The American College of Financial Services, Steve Parrish writes about the Qualified Business Income or “QBI” deduction and how it can be used as a retirement planning solution.

Ross Riskin, assistant professor of taxation at the American College of Financial Services met with CNBC to discuss student loan repayment assistant programs.