**CONTENT WARNING: Episode contains accounts of domestic violence and a hostage situation some listeners may find disturbing.**

Jennifer Jost is a Certified Grief Counselor and holds various securities licenses, as well as a Life & Health Insurance License. In 2016, she was awarded Advisor Of The Year by Ameritas, and she was a part of the Ameritas Presidents Club and Inner Circle, which qualified her for the Million Dollar Round Table. She currently owns and operates her own financial planning business, Diamond Life Planning. 

Prior to founding Journey, a Registered Investment Adviser, Penny Phillips founded Thrivos Consulting, a practice management coaching and consulting company. She has worked in various leadership positions across the financial services industry and has created multiple practice management training programs. She regularly speaks on financial topics, is a monthly contributor to Wealthmanagement.com, and runs an advisor practice management community called The Study Group. She was nominated for Thought Leader of the Year at the 2021 Wealth Management Industry Awards, and is certified in Advanced Behavioral Analysis. Find Penny on Youtube at “Practice Management with Penny."

Sarah Williams is a marketing professional with more than 20 years of experience in sales, marketing, advertising, and public relations. As CreativeOne’s chief ambassador, she communicates how marketing and practice management can help agents and advisors expand their practices. She became a member of the Women in Insurance and Financial Services (WIFS) national network in 2016 and currently serves as its National Education Director. In addition, she founded CreativeOne’s women-only networking group, Creative Women, which creates a space in a male-dominated industry for women to collaborate, network and share ideas. She was also accepted into the Central Exchange Year-Long Leadership Development Program, designed to accelerate the careers of women.