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Reversing the Narrative on Reverse Mortgages

Don Graves shares his thoughts on why reverse mortgages are a powerful tool rather than a last resort.

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PhD, CFP®, RICP®

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Retirement Planning Podcasts

August 13, 2026

Eric Ludwig is joined by Don Graves as they discuss the power of reverse mortgages in retirement planning.

Tune in as Eric Ludwig, PhD, CFP®, RICP®, and Don Graves, RICP®, CLTC®, CSA, IRMAACP™, dive deep into the topic of reverse mortgages. Discover how Graves implements reverse mortgages into retirement planning strategies, learn more about the opportunities your clients may be missing by not leveraging reverse mortgages, and debunk the reverse mortgage reputation of being a last resort.


Eric T. Ludwig, PhD, CFP®, RICP®, is an accomplished retirement income planning expert, associate professor of Retirement Income, and RICP® program director. As director of the Center for Retirement Income at The American College of Financial Services, Eric is passionate about developing research and innovative solutions that help investors achieve financial security and personal fulfillment, two essential components of overall retirement well-being.

Ludwig’s over 12 years of experience as CEO and wealth manager at Stockbridge Private Wealth Management brings a practical and dynamic perspective to academia.

As a nationally recognized writer and researcher in behavioral finance and retirement planning, Ludwig has presented peer-reviewed research at major industry conferences. He serves on the editorial advisory board of the Financial Planning Review and the Journal of Financial Planning and is a regular contributor to various industry publications.

Don Graves, RICP®, CLTC®, CSA, IRMAACP™, is a president and founder of the Housing Wealth Institute, business development manager with Mutual of Omaha Reverse Mortgage, and chief conversation starter for the HECM Advisors Group. Graves is passionate about helping those who advise retirees understand how the New Reverse Mortgage helps both them and their clients accomplish their goals. 

As chief conversation starter for the HECM Advisors Group, Graves provide the advisor communities a trusted resource for accurate and current HECM Reverse Mortgage information. 

Graves focuses on helping, training and partnering with professional advisors in discovering the most commonly overlooked strategies to the reverse mortgage tool and how they can positively impact their practice.

Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.


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