Working With Clients on Retirement Income Strategies

In this episode of the Shares podcast, join chief marketing and strategy officer, Jared Trexler and FinServe Network ambassadors Terrell Dinkins, Chartered Financial Consultant® (ChFC®), Retirement Income Certified Professional® (RICP®) and Angie Ribuffo, CFP®, RICP®, ChFC®, CDFA®, CLTC®, WMCP® from the Conference of African American Financial Professionals (CAAFP) as they discuss how advisors can help clients open up about their goals for retirement and what they can do to help them get there. Our guests discuss everything from increased longevity to the criticality of communication, and more.

Terrell Dinkins, ChFC®, RICP®, is the president and founder of OBN Wealth Advisors, an independent RIA firm that specializes in wealth-building strategies and comprehensive financial planning for women and small business owners. With over a decade of experience as an investment advisor, Dinkins expertly crafts financial roadmaps that help her clients thrive now and in the future.

Dinkins’ professional expertise is backed by an impressive academic background, including a Bachelor of Business Administration in finance from Georgia Southern University, a Master of Business Administration from Mercer University, Stetson School of Business and Economics, and completion of the executive program in financial planning from the University of Georgia. Her professional credentials include the prestigious ChFC® and RICP® designations from The American College of Financial Services

Angie Ribuffo, CFP®, RICP®, ChFC®, CDFA®, CLTC®, WMCP®, became an independent financial advisor and in 2019, opened Raion Financial Strategies. Raion is a comprehensive financial planning firm focused on preparing clients to meet their self-identified goals.

Ribuffo has written for USA Today, Women in Finance, and the Certified Long Term Care Digest. She is a recognized speaker and in October 2022, was selected as the Women in Insurance and Financial Services (WIFS) Woman of the Year. Ribuffo was also recognized in May 2022 by InvestmentNews’ Diversity, Equality and Inclusion award as a See It, Be It Role model for her work with women and African American financial professionals. She was also a 2018 Women to Watch. She is a member of the Anchorage Athena Society.

From 2017-2018 she was the national president of WIFS and was the 2019 immediate past president. She also was the 2012 WIFS ANGEL award recipient for leadership and mentoring. From 2012-2022, she has been recognized as a WIFS Circle of Excellence recipient. Ribuffo is a member of the CFP Women’s Initiative Council, and active in The Financial Planning Association and the Anchorage Chamber of Commerce, Military Advisory Committee.

Any views or opinions expressed in this podcast are the hosts’ and guests' own and do not necessarily represent those of The American College of Financial Services.

More From The College

• See how you can assist clients in achieving their retirement goals with the Retirement Income Certified Professional® designation.
• Get more insights on longevity.
• Meet the FinServe Network.